{"user_id":6487,"source":"https://rockcontent.com/es/blog/formatos-de-imagen/","source_type":"link","title":"Formatos de imagen: ¡probablemente no conoces alguno de esta lista!","description":"¡No tropieces a la hora de elegir los formatos de imagen para tus redes sociales o sitios web de tu empresa! Descúbre cuál es el mejor en nuestro artículo.","html":"\u003c!DOCTYPE html PUBLIC \"-//W3C//DTD HTML 4.0 Transitional//EN\" \"http://www.w3.org/TR/REC-html40/loose.dtd\"\u003e\n\u003chtml\u003e\u003cbody\u003e\u003cdiv\u003e\u003cdiv\u003e\n\t\t\tTiempo de lectura: 6 minutos\n\u003cp\u003eEs decir, tarde o temprano, termina surgiendo la necesidad de crear \u003ca href=\"https://rockcontent.com/es/blog/banco-de-imagenes-gratis/\"\u003eimágenes\u003c/a\u003e como parte de tu estrategia de \u003ca href=\"https://rockcontent.com/es/blog/marketing-digital/\"\u003emarketing digital\u003c/a\u003e, ya sea durante la personalización de una plantilla, sea para las \u003ca href=\"https://rockcontent.com/es/blog/tamano-de-imagenes-para-las-redes-sociales/\"\u003eredes sociales \u003c/a\u003eo para la creación de un e-book.\u003c/p\u003e\n\u003cp\u003eY es en ese momento en el que nos encontramos con varias siglas extrañas que no tienen mucho sentido a primera vista. Ya sabes, aquellas que vienen al final del nombre del archivo y que parecen no tener mucha diferencia.\u003c/p\u003e\n\u003cp\u003e¡PERO LA TIENEN!\u003c/p\u003e\n\u003cp\u003eSon los diferentes formatos de imágenes.\u003c/p\u003e\n\u003cp\u003eA decir verdad, las siglas son las extensiones correspondientes a los formatos. Y es sobre eso que hablaré hoy.\u003c/p\u003e\n\u003cp\u003ePero antes, necesitas entender qué es un formato y qué son los tipos de imágenes.\u003c/p\u003e\n Tipos de imagen \n\u003cp\u003ePara comenzar, vamos a entender que, \u003ca href=\"https://rockcontent.com/es/blog/diseno-grafico/\"\u003easí como ya se expuso en nuestro artículo exclusivo sobre diseño gráfico\u003c/a\u003e, existen dos tipos de imágenes, digitalmente hablando:\u003c/p\u003e\n\u003cp\u003eBitmap y vector.\u003c/p\u003e\n\u003cp\u003e¡No confundas formatos con tipos! Esos dos tipos de imágenes serán abordado en este artículo sobre formatos de imágenes. Ellos poseen algunas diferencias y afectan directamente la forma en como son utilizados.\u003c/p\u003e\n Bitmap \n\u003cp\u003eTambién conocido como “mapa de bits” (traducción literal) o imagen rasterizada (del inglés raster) es uno de los tipos de imágenes más comunes.\u003c/p\u003e\n\u003cp\u003eLos bitmaps son, literalmente, un mapa de bits. Eso significa que la imagen es formada por diversos puntos minúsculos (pixeles).\u003c/p\u003e\n\u003cp\u003eA cada uno de los pixeles se les asigna un color y, a través de coordenadas X y Y, esos pixeles de colores se posicionan en una malla y, así, forman una imagen.\u003c/p\u003e\n\u003cp\u003eLas fotos son bitmaps.\u003c/p\u003e\n Vectores \n\u003cp\u003eSon imágenes que se basan en polígonos formados por puntos. Estos puntos son interpretados por el computador teniendo en cuenta sus distancias.\u003c/p\u003e\n\u003cp\u003eSiendo así, los vectores son infinitamente escalables. Puedes aumentar un vector cuanto quieras, pues no hay pérdida de resolución en el proceso.\u003c/p\u003e\n\u003cp\u003eLos vectores presentan una cantidad de detalles menor que un bitmap por su limitaciones, sin embargo, existen artistas que desarrollan técnicas usando vectores que se aproximan a la gráfico de fotos reales, como en el ejemplo:\u003c/p\u003e\n\u003cp\u003eAhora que sabemos la diferencia entre estos dos tipos de archivos, vamos a aprender sobre los diferentes formatos de imagen.\u003c/p\u003e\n ¿Cuáles son los formatos de imagen? \n BMP \n\u003cp\u003eEl significado de esta sigla es, literalmente, bitmap.\u003c/p\u003e\n\u003cp\u003eEn la década de los 90 podían encontrarse muchas imágenes con la extensión “.BMP” en la internet. El problema es que las tasas de compresión de los archivos de BMP son muy bajas, lo que hace que los archivos queden muy pesados (para que la imagen no pierdan resolución).\u003c/p\u003e\n\u003cp\u003eSiendo así, no recomendamos el uso de este formato.\u003c/p\u003e\n TIFF \n\u003cp\u003eTambién conocido como TIF, es el formato de imagen que se utiliza mucho para archivos de impresión. Es muy versátil y mantiene la resolución, posibilita el uso de capas, entre otros, pero es también un formato muy pesado.\u003c/p\u003e\n\u003cp\u003eLo que significa que no es indicado para el uso digital.\u003c/p\u003e\n JPEG \n\u003cp\u003eIgualmente conocido como JPG, es el más famoso de los formatos utilizados digitalmente. Su tasa de compresión ajustable es lo que anima su uso en los medios digitales.\u003c/p\u003e\n\u003cp\u003eA través de esa posibilidad, puedes equilibrar calidad/tamaño de la imagen.\u003c/p\u003e\n\u003cp\u003eAún así, incluso en lo mínimo de compresión, el tamaño del archivo no queda tan grande.\u003c/p\u003e\n\u003cp\u003eEs altamente recomendado para los medios digitales, sin embargo, no poseen el canal alpha (transparencia).\u003c/p\u003e\n GIF \n\u003cp\u003eLa sigla significa Graphics Interchange Format (formato para intercambio de gráficos) y fue el primer formato de imágenes con un alta tasa de compresión, gracias a que redujo sensiblemente el tamaño de las imágenes y posibilitó la descarga rápida.\u003c/p\u003e\n\u003cp\u003eSe popularizó por contar con la tecnología interlaced, que posibilita que la imagen sea cargada gradualmente. Siendo así, el usuario puede interrumpir la carga teniendo solo una parte de la imagen cargada.\u003c/p\u003e\n\u003cp\u003eOtro factor que facilitó mucho el usó de lo GIFs al principio de la internet, fue la posibilidad de tener imágenes con el fondo transparente (canal alfa) y también por poder ser un medio no estático.\u003c/p\u003e\n\u003cp\u003eLos GIFs poseen una limitación de colores: tan solo 256 colores. Eso hace que las imágenes que sean muy complejas, pierdan muchos detalles.\u003c/p\u003e\n\u003cp\u003eHoy en día, los GIFs son prácticamente un sinónimo de animación. Este formato posibilita que diversas imágenes sean exhibidas en secuencia, generando un clip sin audio.\u003c/p\u003e\n\u003cp\u003eLos GIFs animados presentan una altísima tasa de enganche, sea estos graciosos, memes, o sean infográficos animados como \u003ca href=\"https://saiadolugar.com.br/arquivos/2013/11/4Ps-ANIM-1.gif\"\u003eeste\u003c/a\u003e.\u003c/p\u003e\n\u003cp\u003eRecomendamos mucho que sean usados en tu estrategia de marketing digital. Produce animaciones exclusivas, teniendo cuidado con la cantidad de detalles y colores.\u003c/p\u003e\n\u003cp\u003eGIF estático X GIF animado\u003c/p\u003e\n\u003cp\u003eComo ya fue dicho, el GIF es un formato de imagen bien versátil que, cuando fue creado, presentaba posibilidades innovadoras para la época, ¡volviéndose bien popular en toda la internet!\u003c/p\u003e\n\u003cp\u003eCon la evolución de los medios de transmisión de datos, la internet quedó más rápida y las imágenes en el formato de GIF estáticas quedaron muy anticuadas.\u003c/p\u003e\n\u003cp\u003eQueremos imágenes nítidas y detalladas, pero la limitación de los 256 colores de los GIFs hizo que las imágenes en este formato cayeran en desuso.\u003c/p\u003e\n\u003cp\u003ePor más que posibiliten la transparencia (canal alpha), esa transparencia tienen muchas limitaciones y presentan aliasing (cuando los pixeles quedan muy expuestos y pareciera que existe un error en la imagen). Por eso, cuando necesitamos de imágenes estáticas con transparencia, usamos PNG.\u003c/p\u003e\n\u003cp\u003e¿Sería esta la muerte del GIF? ¡Definitivamente no!\u003c/p\u003e\n\u003cp\u003eLa versatilidad del GIF hace que estos continúen fuertes en la internet, ¡por posibilitar las animaciones!\u003c/p\u003e\n\u003cp\u003eLas animaciones presentan aproximadamente 15 cuadros por segundo (es decir, 15 imágenes exhibidas cada segundo). Esa velocidad hace que las limitaciones de los GIFs no sean tan perceptibles (o simplemente no incomoden tanto).\u003c/p\u003e\n\u003cp\u003eAdemás, por más que la calidad no sea increíble y los movimientos no sean tan fluidos, la carga es muy rápida. O sea, una cosa compensa otra, y el GIF animado continuó siendo popular.\u003c/p\u003e\n PNG \n\u003cp\u003ePodemos decir que el PNG es como un GIF 2.0.\u003c/p\u003e\n\u003cp\u003eLa sigla significa Portable Network Graphics.\u003c/p\u003e\n\u003cp\u003eEn 1995 el algoritmo de compactación del GIF (LZW) fue planteado. De este modo, \u003ca href=\"https://rockcontent.com/es/blog/adobe-creative/\"\u003eAdobe\u003c/a\u003e invirtió en la creación de un nuevo formato que pudiera sustituir al GIF y, por qué no, volverlo aún mejor.\u003c/p\u003e\n\u003cp\u003eEL PNG, aunque no soporte animaciones, presenta diversas ventajas en relación al GIF.\u003c/p\u003e\n Posee una variación de colores infinitamente mayor a la de los GIFs (que es tan solo de 256 colores).También posee el canal alpha adicional, posibilitando inclusive las variaciones de opacidad lo que evita que las imágenes presenten aliasing y expande las posibilidades de aplicación de la imagen.Utiliza un algoritmo de compactación muy eficiente, generando imágenes de altísima calidad y un tamaño razonable para los patrones actuales de la internet. \n\u003cp\u003eEste es, actualmente, el formato más indicado para utilizar en tus estrategias digitales, ¡por tener un tamaño en bits adecuado y mantener la calidad de las imágenes altísima!\u003c/p\u003e\n PDF \n\u003cp\u003eLa sigla significa Portable Document Format (archivo de documento portátil) y fue creado por Adobe en 1993.\u003c/p\u003e\n\u003cp\u003eExistía la necesidad de un tipo de archivo universal, que funcionara independientemente del software que había sido usado para su ejecución, del sistema operacional, de su resolución y tamaño.\u003c/p\u003e\n\u003cp\u003eLos PDFs son muy versátiles, debido a que pueden almacenar bitmaps, vectores, textos, pueden tener diversas páginas, entre otras innumerables funciones.\u003c/p\u003e\n\u003cp\u003eRecomendamos que los PDFs sean utilizados en las siguientes situaciones:\u003c/p\u003e\n Archivos para imprimirManuales de marca (archivo que cuenta con tu logotipo y todas las explicaciones y consideraciones sobre el mismo)Ebooks. \n EPS \n\u003cp\u003eSignifica Encapsulated PostScript.\u003c/p\u003e\n\u003cp\u003eTambién fue desarrollado por Adobe, pero fue posteriormente sustituido por el PDF.\u003c/p\u003e\n\u003cp\u003eRecomendamos su uso tan solo para almacenar gráficos vectoriales con colores sólidos (sin gradientes). Si te invade la duda, usa PDF 😉\u003c/p\u003e\n SVG \n\u003cp\u003eLa sigla significa Scalable Vector Graphics.\u003c/p\u003e\n\u003cp\u003eUn formato libre (sin vínculos con cualquier empresa). El SVG es un formato vectorial que puede ser reconocido por la mayoría de los navegadores web modernos. Siendo así, puedes usar ese formato en tu sitio web, blog, etc.\u003c/p\u003e\n\u003cp\u003eOtra función interesantes del SVG es que puede ser animado a través de la programación en HTML 5.0.\u003c/p\u003e\n\u003cp\u003eEste formato se popularizó de forma rápida por su ínfimo tamaño y su escalabilidad infinita.\u003c/p\u003e\n\u003cp\u003eRecomendamos el uso de este formato en caso de que estés trabajando con el logo de tu empresa, íconos dentro de un sitio y animaciones en HTML 5.0.\u003c/p\u003e\n\u003cp\u003eLas redes sociales aún no soportan la carga de este formato.\u003c/p\u003e\n ¿Qué es el canal alpha? \n\u003cp\u003eDespués de usar algunas veces este término en el contenido, recordé que tal vez no todos sepan qué rayos es el canal alpha.\u003c/p\u003e\n\u003cp\u003eTampoco sabían cuáles eran los canales.\u003c/p\u003e\n\u003cp\u003eEntonces, aquí va una explicación completa:\u003c/p\u003e\n\u003cp\u003eLas imágenes digitales presentan tres canales de colores: Rojo (R), Verde (G) y Azul (B). Estos son los tres “colores luz” que nuestro ojos identifican.\u003c/p\u003e\n\u003cp\u003eLas pantallas de los computadores emiten esos tres colores y, a través de su fusión y alteración de intensidad, vemos también los otros colores.\u003c/p\u003e\n\u003cp\u003eUn archivo de imagen digital, por tanto, posee esos tres colores en su composición.\u003c/p\u003e\n\u003cp\u003eNo obstante, existe un canal extra que, como fue explicado posteriormente, no es soportado por todos los formatos de imagen. Este es el canal extra alpha.\u003c/p\u003e\n\u003cp\u003eEl canal alpha no es más que un cuarto canal donde puede tenerse transparencia. Es decir, la ausencia (u opacidad) de la información de color.\u003c/p\u003e\n\u003cp\u003eEso posibilita el uso de una imagen encima de otra, sin un rectángulo alrededor de la imagen.\u003c/p\u003e\n Escoge los formatos más eficientes \n\u003cp\u003e¡Evalúa cuáles formatos son los más interesantes para tu estrategia!\u003c/p\u003e\n\u003cp\u003eCreo que con el contenido de este artículo, podrás optimizar el desarrollo del material gráfico de tu empresa, utilizando los formatos ideales para cada ocasión.\u003c/p\u003e\n\u003cp\u003e¿Dejé algún formato por fuera de la lista? ¿Algún dato importante que no haya sido citado? ¿Quedas con alguna duda? ¡Déjala en los comentarios, que te responderé lo más rápido posible!\u003c/p\u003e\n\u003cp\u003e¡Hasta la próxima!\u003c/p\u003e\n\t\t\u003c/div\u003e\u003c/div\u003e\u003c/body\u003e\u003c/html\u003e\n","hash_id":"xqAi2G3GEH8o","author":"Zuk Chagas","reading_time":"1 min read","link_sharing":true,"archived":false,"favourited":false,"folder_id":11319,"tag_list":[]}

{"user_id":2167,"source":"https://www.nolo.com/legal-encyclopedia/8-reasons-to-update-your-estate-plan.html?variation=B\u0026utm_source=WillMaker%202024%20Purchasers\u0026utm_medium=email\u0026utm_campaign=Nolo%20Newsletter%20-%20Update%20Estate%20Plan%20-%20Dec%2017\u0026_kx=LNcYB0IJGpRyYHB_b1mi-BnUyAFy3T55PAUm8YCQGaXfQCiUnswIhDyDocO3eyLz.WyEfZG","source_type":"link","title":"8 Reasons to Update Your Estate Plan","description":"Youll likely need to revisit your will and living trust, and make other changes to your estate planning documents, after these major life events.","html":"\u003c!DOCTYPE html PUBLIC \"-//W3C//DTD HTML 4.0 Transitional//EN\" \"http://www.w3.org/TR/REC-html40/loose.dtd\"\u003e\n\u003chtml\u003e\u003cbody\u003e\n\u003ch1 id=\"cr-title\"\u003e8 Reasons to Update Your Estate Plan\u003c/h1\u003e\n \u003cdiv id=\"cr-content\"\u003e\u003cdiv id=\"readability-page-1\" class=\"page\"\u003e\n\u003cp id=\"region-abstract\"\u003e\n \u003c/p\u003e\n\u003ch2 id=\"youll-likely-need-to-revisit-your-will-or-living-trust-after-these-major-life-events\"\u003eYou’ll likely need to revisit your will or living trust after these major life events.\u003c/h2\u003e\n \u003cp\u003e\u003c/p\u003e\n\u003cdiv id=\"region-content\"\u003e\n \u003cp\u003eIf you already have an estate plan (be it a \u003ca href=\"https://www.nolo.com/legal-encyclopedia/what-is-will.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003ewill\u003c/a\u003e, \u003ca href=\"https://www.nolo.com/legal-encyclopedia/living-trust-faq.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eliving trust\u003c/a\u003e, power of attorney, \u003ca href=\"https://www.nolo.com/legal-encyclopedia/living-will-power-attorney-advance-directive-30023.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003ehealth care directive\u003c/a\u003e, or some combination of these), congratulations! You're well ahead of most Americans. But an estate plan still requires some maintenance, so take time periodically to make sure that the plan you made still fits your evolving life. How often should you update your will or renew your estate plan? Whenever you experience the life events discussed below, you should consider whether you need to make any estate plan changes.\u003c/p\u003e\n\u003ch2 id=\"1-you-had-a-child\"\u003e1. You Had a Child\u003c/h2\u003e\n\u003cp\u003eHaving or adopting children is a very common reason to update a will; you want to make sure they're provided for in the event of your death. If your children are minors, use a will to name a \u003ca href=\"https://www.nolo.com/legal-encyclopedia/guardianship-children-30227.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003epersonal guardian\u003c/a\u003e to take care of your children if you die. (Living trusts cannot name personal guardians, so even if you have a trust, you'll need to create or update a will for this purpose.)\u003c/p\u003e\n\u003cp\u003eIf your children are minors, you'll also need to name an adult to manage any money or other property they inherit. Ideally, this person would be the same person as the personal guardian, but it's certainly possible to name a different adult for this task (perhaps someone more financially savvy). You can name someone to manage property in a few ways:\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eName a \"property guardian\" in your will.\u003c/li\u003e\n\u003cli\u003eName a \"custodian\" under the Uniform Transfers to Minors Act (UTMA).\u003c/li\u003e\n\u003cli\u003eSet up a trust for your children and name someone as \"trustee\" to manage the money in the trust until your children reach a certain age.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eFor more details on property guardianship, read \u003ca href=\"https://www.nolo.com/legal-encyclopedia/leaving-inheritance-children-29633.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eLeaving an Inheritance for Children\u003c/a\u003e.\u003c/p\u003e\n\u003cp\u003eIf you don't name a personal guardian or property guardian, a court will appoint someone when it becomes necessary. Understandably, few people are comfortable with the idea of leaving these major decisions to a court, and the best way to prevent that result is to plan ahead. For more information on how, see \u003ca href=\"https://www.nolo.com/legal-encyclopedia/estate-planning-when-you-have-young-children.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eEstate Planning When You Have Young Children\u003c/a\u003e.\u003c/p\u003e\n\u003ch2 id=\"2-you-got-married-or-remarried\"\u003e2. You Got Married or Remarried\u003c/h2\u003e\n\u003cp\u003eIf you got married since making your estate plan, you should make a new will or living trust that names your spouse and clearly dictates what you want your spouse to inherit. In most states, your surviving spouse has a right to claim one-third to one-half of your property, even if you didn't leave anything to your spouse. In other states (known as community property states), your spouse will automatically own half of anything you earn during the marriage, unless you have a written agreement stating otherwise. (See \u003ca href=\"https://www.nolo.com/legal-encyclopedia/inheritance-rights-29607.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eA Spouse's Right to Inherit\u003c/a\u003e and \u003ca href=\"https://www.nolo.com/legal-encyclopedia/marriage-property-ownership-who-owns-what-29841.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eMarriage \u0026amp; Property Ownership\u003c/a\u003e to learn more about these state laws.) These laws can protect your spouse in the event that you die without explicitly leaving property to your spouse. However, state laws vary, and it's always best to state your intentions as clearly as you can.\u003c/p\u003e\n\u003cp\u003eIf you've named beneficiaries to inherit life insurance policies, bank accounts, and retirement accounts, consider whether you want to update these designations to include your spouse, typically by filling out new forms.\u003c/p\u003e\n\u003cp\u003eYou should also look over your other estate planning documents, such as powers of attorney for financial or health matters. If you have named someone to act on your behalf in the event of your incapacitation, does it make sense to change this person to your spouse? If so, you'll need to revoke these documents and create new ones.\u003c/p\u003e\n\u003cp\u003eIf you have remarried, you'll also probably want to take the steps discussed above to protect your new spouse. Your new estate plan must, however, be consistent with the property division agreements of your divorce decree. See below for more.\u003c/p\u003e\n\u003ch2 id=\"3-you-got-divorced\"\u003e3. You Got Divorced\u003c/h2\u003e\n\u003cp\u003eWhen people get divorced but don't get around to changing their wills before they die, most states will automatically revoke anything left to their former spouses. However, some states will follow what the will says. To avoid unexpected results, the best course of action is to make a new will or trust.\u003c/p\u003e\n\u003cp\u003eYou'll also likely want to update your beneficiary designations on life insurance policies, bank accounts, and retirement accounts, as well as make new powers of attorney if you named your former spouse to act on your behalf, which is very common. In the case of retirement plans, it's especially important to update your beneficiary designations. If your retirement plan is governed by the Employee Retirement Income Security Act (ERISA), a federal act—and all 401(k)s are —then state rules that automatically revoke gifts to ex-spouses will not apply. For more details, see \u003ca href=\"https://www.nolo.com/legal-encyclopedia/revising-your-estate-plan-after-divorce.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eRevising Your Estate Plan After Divorce\u003c/a\u003e.\u003c/p\u003e\n\u003cp\u003eAs you revise your estate plan, be aware that you must comply with the terms of your divorce decree and marital settlement agreement, which usually spell out who owns what property. Your settlement agreement might also restrict you from making certain changes; for example, it might say that you must keep your ex-spouse as the beneficiary of your life insurance policy.\u003c/p\u003e\n\u003ch2 id=\"4-your-spouse-died\"\u003e4. Your Spouse Died\u003c/h2\u003e\n\u003cp\u003eBecause married couples often leave most or all of their property to each other, if you lost your spouse, you'll likely want to create a new will or living trust and update your beneficiary designations. Also consider whether you'll need to create new powers of attorney or health care directives; this is often necessary because it's so common to name your spouse as the agent or attorney-in-fact who will act on your behalf in the event of your incapacitation.\u003c/p\u003e\n\u003cp\u003eIf you \u003ca href=\"https://www.nolo.com/legal-encyclopedia/free-books/avoid-probate-book/chapter2-2.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003einherited your spouse's retirement account\u003c/a\u003e, you can decide whether to roll over the account into your own retirement account (and don't forget to update the beneficiary of your account), or leave it in your spouse's name. The latter option offers some flexibility if you're under age 59½ (because you can take money out earlier). Learn more about how the \u003ca href=\"https://www.nolo.com/legal-encyclopedia/how-the-secure-act-affects-your-retirement-and-estate-plans.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eSECURE Act and SECURE 2.0 Act\u003c/a\u003e have affected inherited retirement accounts.\u003c/p\u003e\n\u003ch2 id=\"5-you-bought-a-home\"\u003e5. You Bought a Home\u003c/h2\u003e\n\u003cp\u003eIf you bought a home or otherwise acquired real estate, make sure that this significant asset is accounted for in your estate plan. You might also want to take steps to keep your home out of probate (the court process that oversees the transfer of your property after you die), which can save your inheritors time and money. Here are a few ways to go about protecting your home from probate:\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eLiving trust. \u003c/strong\u003eCreate a \u003ca href=\"https://www.nolo.com/legal-encyclopedia/living-trusts\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eliving trust\u003c/a\u003e and transfer your house to the trust. If you already had a living trust in place, you might have bought the house as the trustee of your trust, rather than as an individual. If your deed identifies you as a trustee—for example, the owner is listed as \"Delaney Moore, Trustee of the Moore Family Revocable Living Trust dated January 3, 2015\" or similar language—then your house is already held in your living trust. If only your personal name is listed as the owner, you'll likely need to transfer ownership of the house to your trust using a new deed.\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTransfer-on-death deed.\u003c/strong\u003e In more than half of the states, you can create a \u003ca href=\"https://www.nolo.com/legal-encyclopedia/free-books/avoid-probate-book/chapter5-3.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003etransfer-on-death deed\u003c/a\u003e or \"beneficiary deed\" that names someone to inherit your house upon your death. It's usually a simple process and avoids probate. You wouldn't need to take this step if your house is held in your living trust (see above), since your house would already avoid probate.\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eJoint tenancy with right of survivorship.\u003c/strong\u003e You can also co-own the house as a \"\u003ca href=\"https://www.nolo.com/legal-encyclopedia/free-books/avoid-probate-book/chapter6-3.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003ejoint tenant with right of survivorship\u003c/a\u003e\u003cspan\u003e.\u003c/span\u003e\" (In some states, co-owning property as a \"tenant by the entirety\"—available to married couples—is a type of ownership that works the same way.) With this method of ownership, if your co-owner survives you, the house will automatically pass to your co-owner without the need for probate. But this option can raise other issues; speak to a lawyer if you're thinking of changing your sole ownership to a joint ownership.\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch2 id=\"6-you-moved-to-another-state\"\u003e6. You Moved to Another State\u003c/h2\u003e\n\u003cp\u003eIf you moved to another state, you might need to create new estate planning documents. Give special consideration to the following:\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eYou might need to name a new executor (the person who wraps up your estate) in your will. Some states impose restrictions on who can serve as an executor, and many other states, while allowing out-of-state executors, impose extra requirements on them, such as requiring them to post a bond (an insurance policy that protects the beneficiaries). If you can nominate someone in your new state as your executor, that person will encounter fewer hassles than someone working from afar.\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMarital property rules.\u003c/strong\u003e When you move to a new state, new state laws will apply to the will you wrote in the former state. If you're married, the marital property rules of your new state might be different than those in your old state, in which case you might want to make a new will. See \u003ca href=\"https://www.nolo.com/legal-encyclopedia/marriage-property-ownership-who-owns-what-29841.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eMarriage \u0026amp; Property Ownership: Who Owns What?\u003c/a\u003e\n\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePowers of attorney.\u003c/strong\u003e Most states will accept healthcare directives and powers of attorney made in other states, but generally, it's better to use your new state's own forms to create these documents anew. On the practical level, financial institutions and medical providers might hesitate to accept a form that doesn't look familiar to them.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eFor more details, see \u003ca href=\"https://www.nolo.com/legal-encyclopedia/moving-new-state-take-look-your-estate-plan.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eMoving to a New State? Take a Look at Your Estate Plan\u003c/a\u003e.\u003c/p\u003e\n\u003ch2 id=\"7-your-or-your-inheritors-financial-situation-changed\"\u003e7. Your (or Your Inheritors') Financial Situation Changed\u003c/h2\u003e\n\u003cp\u003eIf you've acquired substantial assets since you last visited your estate plan, reevaluate whether your current plan is still the best option for your circumstances. A will works well for many people, but it doesn't keep your property out of probate, while a revocable living trust does. An estate planning lawyer can also help you create \u003ca href=\"https://www.nolo.com/legal-encyclopedia/irrevocable-living-trusts.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eirrevocable trusts\u003c/a\u003e to reduce \u003ca href=\"https://www.nolo.com/legal-encyclopedia/estate-tax\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eestate taxes\u003c/a\u003e.\u003c/p\u003e\n\u003cp\u003eIf, conversely, you've acquired significant debts, you can consult an estate planning lawyer to learn about options for reducing the burden on your loved ones, or even keeping certain assets out of the reach of creditors. Read more about \u003ca href=\"https://www.nolo.com/legal-encyclopedia/what-happens-to-my-debts-after-i-die.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eminimizing the effect of your debt on your beneficiaries\u003c/a\u003e.\u003c/p\u003e\n\u003cp\u003eAnd, finally, consider the needs of your named beneficiaries. If their financial situation has changed, you might want to increase (or decrease) the gifts you originally made to them.\u003c/p\u003e\n\u003ch2 id=\"8-youre-worried-about-long-term-illness\"\u003e8. You're Worried About Long-Term Illness\u003c/h2\u003e\n\u003cp\u003eIf you anticipate a long-term illness, make doubly sure you have up-to-date power of attorneys (POAs). A POA allows you to designate a trusted person to make decisions and act on your behalf. You'll need one for financial matters and a separate one for medical matters.\u003c/p\u003e\n\u003cp\u003eYou should also create or update a living will (sometimes called a \"declaration\" or other state-specific term), which lays out your wishes for medical treatment and end-of-life care. (To confuse matters, in some states this document is combined with a medical POA; it's often but not always called an \"advance directive.\") This health care document will allow you to maintain some control—even in the event of incapacitation—by making your wishes known ahead of time. For more details, see \u003ca href=\"https://www.nolo.com/legal-encyclopedia/living-wills\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eLiving Wills \u0026amp; Medical Powers of Attorney\u003c/a\u003e.\u003c/p\u003e\n \n \n \u003c/div\u003e\n\u003c/div\u003e\u003c/div\u003e\n \u003c/body\u003e\u003c/html\u003e\n","hash_id":"pJeJgXyMLFKl","author":"Jennie Lin, Attorney · Harvard Law School","reading_time":"11 min read","link_sharing":true,"archived":false,"favourited":false,"folder_id":4784,"tag_list":[]}

{"user_id":2167,"source":"https://seffsaid.com/robin-williams-quotes/","source_type":"rich","title":"The Wisdom of Robin Williams in 50 Unforgettable Quotes","description":"Let Robin Williams guide you through life's ups and downs with his 50 most unforgettable quotes.","html":"\u003c!DOCTYPE html PUBLIC \"-//W3C//DTD HTML 4.0 Transitional//EN\" \"http://www.w3.org/TR/REC-html40/loose.dtd\"\u003e\n\u003chtml\u003e\u003cbody\u003e\n\u003ch1 id=\"cr-title\"\u003eThe Wisdom of Robin Williams in 50 Unforgettable Quotes\u003c/h1\u003e\n \u003cdiv id=\"cr-content\"\u003e\u003cdiv id=\"readability-page-1\" class=\"page\"\u003e\u003cdiv data-rocket-location-hash=\"d32c78bb6c23ac2fe4709dc3c38ea82f\" id=\"wrap\"\u003e\n\n\t\t\t\n\t\t\t\n\u003c!-- #site-header --\u003e\n\n\n\t\t\t\n\t\t\t\u003cmain id=\"main\" role=\"main\"\u003e\n\n\t\t\t\t\n\t\n\t\u003cdiv id=\"content-wrap\"\u003e\n\n\t\t\t\t\n\t\t\t\t\n\u003carticle id=\"post-12126\"\u003e\n\n\t\n\n\u003c!-- .entry-header --\u003e\n\n\n\n\t\t\n\n\t\t\n\u003cdiv itemprop=\"text\"\u003e\n\t\n\u003cfigure\u003e\u003cimg fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"338\" src=\"https://seffsaid.com/wp-content/uploads/robin-williams-quotes.webp\" alt=\"Robin Williams on stage\" sizes=\"(max-width: 600px) 100vw, 600px\"\u003e\u003c/figure\u003e\n\n\n\n\u003cp\u003eThis article brings together 50 of Robin Williams’s most memorable quotes, offering a glimpse into the wisdom and wit that made Williams such a beloved figure. Each quote reflects a piece of advice, a burst of laughter, or a moment of introspection, showcasing the depth of his character and the broad impact of his career.\u003c/p\u003e\n\n\n\n\u003col\u003e\n\u003cli\u003e“You’re only given a little spark of madness. You mustn’t lose it.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“I believe in destiny. There must be a reason that I am as I am. There must be.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“No matter what people tell you, words and ideas can change the world.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Seize the day. Because, believe it or not, each and every one of us in this room is one day going to stop breathing, turn cold, and die.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Comedy is acting out optimism.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“You have this idea that you’d better keep working otherwise people will forget. And that was dangerous.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“The human spirit is more powerful than any drug and that is what needs to be nourished.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“I used to think the worst thing in life was to end up all alone. It’s not. The worst thing in life is to end up with people who make you feel all alone.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“What’s right is what’s left if you do everything else wrong.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Real loss is only possible when you love something more than you love yourself.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Good people end up in Hell because they can’t forgive themselves.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Sometimes you can have a whole lifetime in a day and never notice that this is a beautiful as it gets.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Cocaine is God’s way of telling you you are making too much money.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Spring is nature’s way of saying, ‘Let’s party!'” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Never fight with an ugly person, they’ve got nothing to lose.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“The things we fear the most have already happened to us.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“I think the saddest people always try their hardest to make people happy because they know what it’s like to feel absolutely worthless and they don’t want anyone else to feel like that.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Self-reliance is the key to a vigorous life. A man must look inward to find his own answers.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“A human life is just a heartbeat in heaven.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Death is nature’s way of saying, ‘Your table is ready.'” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“In America, they really do mythologize people when they die.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Loneliness is a sign you are in desperate need of yourself.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Everyone you meet is fighting a battle you know nothing about. Be kind. Always.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“I was once on a German talk show, and this woman said to me, ‘Mr. Williams, why do you think there is not so much comedy in Germany?’ And I said, ‘Did you ever think you killed all the funny people?'” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Improv. Sometimes it works, sometimes it doesn’t, but when it does, it’s like open-field running.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“We don’t read and write poetry because it’s cute. We read and write poetry because we are members of the human race.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Being in the same room with people and creating something together is a good thing.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003eOur job is \u003ca href=\"https://seffsaid.com/6-self-improvement-tips-that-will-change-your-life/\" data-wpil-monitor-id=\"37\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eimproving the quality of life\u003c/a\u003e, not just delaying death.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“When you have a great audience, you can just keep going and finding new things.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“The worst thing in life is to end up with people that make you feel all alone.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“There’s a world out there. Open a window, and it’s there.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Age makes you more comfortable. When you’re young, you’re much more self-conscious and, in a way, self-obsessed.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Make your life spectacular. I know I did.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“It’s a wonderful thing to be optimistic. It keeps you healthy and it keeps you resilient.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“You will have bad times, but they will always wake you up to the stuff you weren’t paying attention to.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“For a while you get mad, then you get over it.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“I always thought the idea of education was to learn to think for yourself.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Change is not popular; we are creatures of habit as human beings. ‘I want it to be the way it was.’ But if you continue looking back, you’re going to end up walking backward.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Ah, yes, divorce… from the Latin word meaning to rip out a man’s genitals through his wallet.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Why do they call it rush hour when nothing moves?” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“You’re still young. Being a true loser takes years of inaptitude.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“On stage I make love to twenty-five thousand people; and then I go home alone.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“The idea of having a steady job is appealing.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“There is still a lot to learn and there is always great stuff out there. Even mistakes can be wonderful.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Time is the best teacher, unfortunately it kills all its students.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Politics: “Poli” a Latin word meaning “many”; and “tics” meaning “bloodsucking creatures”.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Some are born great. Some achieve greatness. Some get it as a graduation gift.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“When in doubt, go for the dick joke.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“Cricket is basically baseball on valium.” – Robin Williams\u003c/li\u003e\n\n\n\n\u003cli\u003e“I love kids, but they are a tough audience.” – Robin Williams\u003c/li\u003e\n\u003c/ol\u003e\n\n\u003c/div\u003e\n\u003c!-- .entry --\u003e\n\n\n\u003cp\u003eCopyright © 2024 SEFFSAID All Rights Reserved. All articles are Registered with SafeCreative Copyright Registry.\u003c/p\u003e\n\n\n\u003cdiv id=\"author-bio\"\u003e\n\n\t\t\u003cp\u003e\u003ca href=\"https://seffsaid.com/author/admin/\" title=\"Visit author page\" rel=\"author\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\n\t\t\t\t\u003cimg alt=\"Post author avatar\" src=\"https://secure.gravatar.com/avatar/2a00589ee3ea4c45e4800359955d536b?s=100\u0026amp;d=mm\u0026amp;r=g\" height=\"100\" width=\"100\" decoding=\"async\"\u003e\t\t\t\u003c/a\u003e\n\n\t\t\u003c/p\u003e\n\u003c!-- .author-bio-avatar --\u003e\n\n\t\t\u003cdiv\u003e\n\n\t\t\t\u003c!-- .author-bio-title --\u003e\n\n\t\t\t\n\t\t\t\t\u003cp\u003e\n\t\t\t\t\tSeff Bray is an accomplished author and the passionate founder of seffsaid.com, a website renowned for its uplifting and inspiring content. With a lifelong interest in personal development and growth, Seff has dedicated himself to empowering others through his writing.\t\t\t\t\u003c/p\u003e\n\u003c!-- author-bio-description --\u003e\n\n\t\t\t\n\t\t\u003c/div\u003e\n\n\t\u003c/div\u003e\n\u003c!-- #author-bio --\u003e\n\n\n\t\u003c!-- .related-posts --\u003e\n\n\n\n\n\u003c/article\u003e\n\n\t\t\t\t\n\t\t\t\u003c/div\u003e\n\u003c!-- #content-wrap --\u003e\n\n\t\n\n\t\u003c/main\u003e\u003c!-- #main --\u003e\n\n\t\n\t\n\u003c!-- #footer-callout-wrap --\u003e\n\n\t\n\t\t\n\u003c!-- #footer --\u003e\n\n\t\n\t\n\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\n \u003c/body\u003e\u003c/html\u003e\n","hash_id":"SggS9PMEWibz","author":"Seff Bray","reading_time":"8 min read","link_sharing":true,"archived":false,"favourited":false,"folder_id":4784,"tag_list":[]}

{"user_id":2167,"source":"https://travel.usnews.com/features/best-black-friday-travel-deals?bsft_aaid=792cb10e-33bd-4dc0-9a5c-3a1173ef9fbf\u0026bsft_eid=f7580c54-d14a-69f4-88ae-255d2fe6dcec\u0026utm_campaign=promo-tuesday-traveltue-12324\u0026utm_source=blueshift\u0026utm_medium=email\u0026utm_term=promo\u0026utm_content=promo-tuesday-traveltue-12324-sl\u0026bsft_clkid=a78c1f6b-87f9-4148-8524-765cd6ef5786\u0026bsft_uid=a9937b98-3efb-40c2-8d68-5f285aefd1ab\u0026bsft_mid=87077e69-1983-44e5-b7b4-a6869ec4e03a\u0026bsft_txnid=158e371c-d306-43ab-a033-66f571c6139c\u0026bsft_mime_type=html\u0026bsft_ek=2024-12-03T20%3A12%3A09Z\u0026bsft_lx=6\u0026bsft_tv=2","source_type":"link","title":"236 Best Cyber Monday \u0026 Travel Deals of 2024","description":null,"html":"\u003c!DOCTYPE html PUBLIC \"-//W3C//DTD HTML 4.0 Transitional//EN\" \"http://www.w3.org/TR/REC-html40/loose.dtd\"\u003e\n\u003chtml\u003e\u003cbody\u003e\n\u003ch1 id=\"cr-title\"\u003e236 Best Cyber Monday \u0026amp; Travel Deals of 2024\u003c/h1\u003e\n \u003cdiv id=\"cr-content\"\u003e\u003cdiv id=\"readability-page-1\" class=\"page\"\u003e\u003cdiv id=\"ad-in-text-target\"\u003e\n\u003cp\u003eBlack Friday, Cyber Monday and Travel Tuesday are upon us. Bookmark this page to score a deal on everything from an all-inclusive resort vacation to new luggage during this year's sales.\u003cbr\u003e\u003c/p\u003e\n\u003creact-trigger trigger=\"view\"\u003e\u003c/react-trigger\u003e\u003cp\u003e\u003ci\u003eNote: Blackout dates and other restrictions may apply.\u003c/i\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"cruises\"\u003e\u003clabel id=\"cruises\"\u003eCruises\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cdiv\u003e\n\u003cdiv\u003e\u003cpicture\u003e\u003csource data-srcset=\"https://www.usnews.com/object/image/00000193-0219-d07b-afdf-fedffa6c0000/1-vista-croatia-credit-oceania-cruises.jpg?update-time=1730907077072\u0026amp;size=responsiveFlow970\" media=\"(min-width: 640px)\"\u003e\u003cimg width=\"100%\" src=\"https://www.usnews.com/object/image/00000193-0219-d07b-afdf-fedffa6c0000/1-vista-croatia-credit-oceania-cruises.jpg?update-time=1730907077072\u0026amp;size=responsiveFlow640\" alt=\"The Oceania Vista in Croatia.\"\u003e\u003c/source\u003e\u003c/picture\u003e\u003c/div\u003e\n\u003cp\u003e\u003cspan\u003e\u003cspan color=\"#515767\" size=\"2\"\u003e\u003csvg role=\"img\" fill=\"#515767\" width=\"1.5rem\" height=\"1.5rem\"\u003e\u003cuse xlink:href=\"#camera\" filter=\"0\"\u003e\u003c/use\u003e\u003c/svg\u003eCourtesy of Oceania Cruises\u003c/span\u003e\u003c/span\u003e\u003c/p\u003e\n\u003c/div\u003e\n\u003cp\u003e\u003cb\u003eGoToSea, a service of U.S. News:\u003c/b\u003e $25 to $3,000 in onboard credit plus no booking fees. \u003cbr\u003e\u003ca href=\"https://www.gotosea.com/\u0026amp;utm_source=usnews.com\u0026amp;utm_medium=referral\u0026amp;utm_campaign=usnews%20black%20friday%202024%20article\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAzamara Cruises:\u003c/b\u003e Up to $4,000 off total stateroom price (combinable with November Brand Offer). \u003cbr\u003e\u003ca href=\"https://www.gotosea.com/search?ship__cruiseline_id=955bb51a-02d5-408c-ba12-6679a49dde75\u0026amp;utm_source=usnews.com\u0026amp;utm_medium=referral\u0026amp;utm_campaign=usnews%20black%20friday%202024%20article\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/cruises/msc-cruises-295/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eMSC Cruises\u003c/b\u003e\u003c/a\u003e\u003cb\u003e: \u003c/b\u003eUp to 40% off cruise fare, drinks and Wi-Fi included and up to $500 in onboard credit.\u003cbr\u003e\u003ca href=\"https://www.gotosea.com/search?ship__cruiseline_id=e9f35a1a-a79d-4497-bc0e-8d9782fe7d97\u0026amp;utm_source=usnews.com\u0026amp;utm_medium=referral\u0026amp;utm_campaign=usnews%20black%20friday%202024%20article\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCity Cruises: \u003c/b\u003e20% off dining cruises with code\u003cb\u003e BLACKFRIDAY\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://fave.co/3YJoLoU\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAurora Expeditions: \u003c/b\u003eUp to 25% off select Antarctica voyages; up to 20% off plus free cabin upgrades on select Arctic voyages in 2025 and up to 20% off plus no solo supplement on select Arctic voyages in 2025.\u003cbr\u003e\u003ca href=\"https://www.aurora-expeditions.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCruise Croatia:\u003c/b\u003e Up to $700 off per cabin for select departures.\u003cbr\u003e\u003ca href=\"https://cruisecroatia.com/croatia-cruises/black-friday-deals/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eUniworld: \u003c/b\u003e12 Days of Christmas Event with offers ranging from 50% off popular itineraries to complimentary suite upgrades.\u003cbr\u003e\u003ca href=\"https://fave.co/3YNbbPY\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHurtigruten:\u003c/b\u003e Up to 50% off select sailings.\u003cbr\u003e\u003ca href=\"https://fave.co/40FaCKN\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eScenic Luxury Cruises \u0026amp; Tours: \u003c/b\u003eTwo-for-one fares and up to 35% savings. \u003cbr\u003e\u003ca href=\"https://www.scenicusa.com/offers/black-friday-sale\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eEmerald Cruises:\u003c/b\u003e Two-for-one fares and up to 35% savings. \u003cbr\u003e\u003ca href=\"https://www.emeraldcruises.com/offers/black-friday-sale\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eWindstar Cruises: \u003c/b\u003eFree pre- or post-cruise hotel nights OR up to $1,000 in onboard credits OR Premium Suite guests can select free upgrade to all-inclusive fare. \u003cbr\u003e\u003ca href=\"https://www.windstarcruises.com/specials/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Cruises\u003c/a\u003e \u003cbr\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"tours\"\u003e\u003clabel id=\"tours\"\u003eTours\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cdiv\u003e\n\u003cdiv\u003e\u003cpicture\u003e\u003csource data-srcset=\"https://www.usnews.com/object/image/00000193-0218-d07b-afdf-fede13d40001/2-tours-fushimi-inari-shrine-credit-getty-images-editorial.jpg?update-time=1730906952505\u0026amp;size=responsiveFlow970\" media=\"(min-width: 640px)\"\u003e\u003cimg width=\"100%\" src=\"https://www.usnews.com/object/image/00000193-0218-d07b-afdf-fede13d40001/2-tours-fushimi-inari-shrine-credit-getty-images-editorial.jpg?update-time=1730906952505\u0026amp;size=responsiveFlow640\" alt=\"In this picture taken on December 9, 2018, tourists wearing kimonos walk through the torii gates at Fushimi Inari Shrine in Kyoto. (Photo by Behrouz MEHRI / AFP) (Photo by BEHROUZ MEHRI/AFP via Getty Images)\"\u003e\u003c/source\u003e\u003c/picture\u003e\u003c/div\u003e\n\u003cp\u003e\u003cspan\u003e\u003cspan color=\"#515767\" size=\"2\"\u003e\u003csvg role=\"img\" fill=\"#515767\" width=\"1.5rem\" height=\"1.5rem\"\u003e\u003cuse xlink:href=\"#camera\" filter=\"0\"\u003e\u003c/use\u003e\u003c/svg\u003eGetty Images\u003c/span\u003e\u003c/span\u003e\u003c/p\u003e\n\u003c/div\u003e\n\u003cp\u003e\u003cb\u003eCulture Trip: \u003c/b\u003eUp to 30% off select tours.\u003cbr\u003e\u003ca href=\"https://theculturetrip.com/anywhere/trips/?utm_source=us_news\u0026amp;utm_medium=external\u0026amp;utm_campaign=black_friday_24\u0026amp;utm_term=article\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eViator:\u003c/b\u003e 10% off bookings of $50 or less wth code \u003cb\u003eUSNEWSBF10\u003c/b\u003e. Code valid on Black Friday only. \u003cbr\u003e\u003ca href=\"https://www.viator.com/?utm_source=usnews\u0026amp;pid=P00075767\u0026amp;mcid=42383\u0026amp;medium=link\u0026amp;campaign=blackfriday-article\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eTrafalgar:\u003c/b\u003e Up to 30% off select itineraries. \u003cbr\u003e\u003ca href=\"https://fave.co/3YXp3sd\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eG Adventures:\u003c/b\u003e Up to 30% off select trips.\u003cbr\u003e\u003ca href=\"https://fave.co/3V56oZ0\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eContiki:\u003c/b\u003e Up to 25% off select trips. \u003cbr\u003e\u003ca href=\"https://fave.co/4hC5GfP\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eIntrepid Travel: \u003c/b\u003eUp to 20% off select trips. \u003cbr\u003e\u003ca href=\"https://www.intrepidtravel.com/us/cyber-sale\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCIE Tours: \u003c/b\u003eUp to 15% off all destinations (no blackout dates). \u003cbr\u003e\u003ca href=\"https://www.cietours.com/offers/black-friday\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eDevour Tours from City Experiences: \u003c/b\u003e15% off select food tours with code \u003cb\u003eBFRIDAY2024\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"http://www.cityexperiences.com/devour-tours\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eUnforgettable Travel:\u003c/b\u003e $1,000 off any private custom trips.\u003cbr\u003e\u003ca href=\"https://unforgettabletravel.com/black-friday/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eInsight Vacations:\u003c/b\u003e Up to 15% off top 2025 itineraries. \u003cbr\u003e\u003ca href=\"https://fave.co/4fGIaMN\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eBrendan Vacations:\u003c/b\u003e Up to 15% off most popular Celtic tours. \u003cbr\u003e\u003ca href=\"https://www.brendanvacations.com/en-us/special-offers/black-friday-sale\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCostsaver:\u003c/b\u003e Up to $380 off select trips. \u003cbr\u003e\u003ca href=\"https://www.costsavertour.com/en-us/deals/black-friday-travel-offers\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eNaya Traveler:\u003c/b\u003e 15% off trips to Morocco and Peru with code \u003cb\u003ePROMO2025\u003c/b\u003e. Must email company to book directly.\u003cbr\u003e\u003ca href=\"mailto:[email protected]\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eEmail Naya Traveler\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eArcheoRunning: \u003c/b\u003eTwo private Rome tours for the price of one.\u003cbr\u003e\u003ca href=\"https://www.archeorunning.com/en/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eEF Ultimate Break:\u003c/b\u003e Up to $1,500 off trips to destinations worldwide. \u003cbr\u003e\u003ca href=\"https://www.efultimatebreak.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours \u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eEF Go Ahead Tours: \u003c/b\u003eUp to $800 off select 2025 itineraries and up to $1,200 off Mystery Tours. \u003cbr\u003e\u003ca href=\"https://www.goaheadtours.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Tour Guy: \u003c/b\u003e10% off all tours sitewide.\u003cbr\u003e\u003ca href=\"https://thetourguy.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tours\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"hotels\"\u003e\u003clabel id=\"hotels\"\u003eHotels\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cdiv\u003e\n\u003cdiv\u003e\u003cpicture\u003e\u003csource data-srcset=\"https://www.usnews.com/object/image/00000193-021b-d7d8-a1ff-4fdf3e340001/3-la-siesta-resort-villas-credit-islamorada-resort-collection.jpg?update-time=1730907159297\u0026amp;size=responsiveFlow970\" media=\"(min-width: 640px)\"\u003e\u003cimg width=\"100%\" src=\"https://www.usnews.com/object/image/00000193-021b-d7d8-a1ff-4fdf3e340001/3-la-siesta-resort-villas-credit-islamorada-resort-collection.jpg?update-time=1730907159297\u0026amp;size=responsiveFlow640\" alt=\"Aerial view of colorful La Siesta Resort \u0026amp; Villas.\"\u003e\u003c/source\u003e\u003c/picture\u003e\u003c/div\u003e\n\u003cp\u003e\u003cspan\u003e\u003cspan color=\"#515767\" size=\"2\"\u003e\u003csvg role=\"img\" fill=\"#515767\" width=\"1.5rem\" height=\"1.5rem\"\u003e\u003cuse xlink:href=\"#camera\" filter=\"0\"\u003e\u003c/use\u003e\u003c/svg\u003eCourtesy of Islamorada Resort Collection\u003c/span\u003e\u003c/span\u003e\u003c/p\u003e\n\u003c/div\u003e\n\u003cp\u003e\u003cb\u003eClub Med – Multiple Locations: \u003c/b\u003eUp to 50% off all-inclusive rates plus $500 savings. \u003cbr\u003e\u003ca href=\"https://www.clubmed.us/o/black-friday#offer-products\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHyatt Hotels – Multiple Locations: \u003c/b\u003eUp to 25% off rates. \u003cbr\u003e\u003ca href=\"https://world.hyatt.com/content/gp/en/landing/seasonal-savings-americas.html\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eIberostar – Multiple Locations\u003c/b\u003e: Up to 40% off rates.\u003cbr\u003e\u003ca href=\"https://www.iberostar.com/en/black-friday/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eBarcelo Resorts – Multiple Locations: \u003c/b\u003eUp to 40% off rates plus an extra 15% off at checkout with code\u003cb\u003e 24MYB15.\u003c/b\u003e\u003cbr\u003e\u003ca href=\"https://fave.co/491wm5A\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHilton – Multiple Locations\u003c/b\u003e: Up to 20% off rates at properties in the U.S. and Canada. Minimum two-night stay required. \u003cbr\u003e\u003ca href=\"https://fave.co/4fRQRUu\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eMarriott – Multiple Locations\u003c/b\u003e: 25% off rates for Marriott Bonvoy members who book through \u003ca href=\"https://fave.co/3ZfMGfO\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eMarriott Bonvoy app\u003c/a\u003e. \u003c/p\u003e\n\u003cp\u003e\u003cb\u003eBenchmark Resorts \u0026amp; Hotels – Multiple Locations\u003c/b\u003e: Up to 50% off rates. \u003cbr\u003e\u003ca href=\"https://www.benchmarkresortsandhotels.com/cyber-sale/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eVirgin Hotels\u003c/b\u003e \u003cb\u003e– Multiple Locations\u003c/b\u003e: 25% off best available rates. \u003cbr\u003e\u003ca href=\"https://virginhotels.com/holiday\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eWhite Elephant Resorts\u003c/b\u003e \u003cb\u003e– Multiple Locations: \u003c/b\u003e20% off nightly rates with code \u003cb\u003eCYBER25\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.whiteelephantresorts.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eXanterra Collection – Multiple Locations: \u003c/b\u003e30% off national park lodging. \u003cbr\u003e\u003ca href=\"https://www.xanterra.com/thankful-for-travel-sale/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eOutrigger Resorts \u0026amp; Hotels – Multiple Locations: \u003c/b\u003eUp to 50% off rates. \u003cbr\u003e\u003ca href=\"https://www.outrigger.com/offers/campaign/2024/cyber/ohr\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSentral – Multiple Locations:\u003c/b\u003e 30% off stays. \u003cbr\u003e\u003ca href=\"https://sentral.com/stay-offers\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eRed Roof – Multiple Locations:\u003c/b\u003e 30% off stays of three nights or more. \u003cbr\u003e\u003ca href=\"https://fave.co/3Zb4t7M\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003ePostcard Cabins (formerly Getaway) – Multiple Locations: \u003c/b\u003e40% off rentals with code \u003cb\u003eCYBER2024.\u003c/b\u003e\u003cbr\u003e\u003ca href=\"https://postcardcabins.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates \u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eViva Resorts by Wyndham – Multiple Locations: \u003c/b\u003eSecond guest stays free at all-inclusive resorts.\u003cbr\u003e\u003ca href=\"https://vivaresortsbywyndham.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSandals Resorts – Multiple Locations: \u003c/b\u003eUp to 65% off all-inclusive rates, up to $1,500 in credits and one free night. \u003cbr\u003e\u003ca href=\"https://fave.co/4epAWM0\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eBeaches Resorts\u003c/b\u003e \u003cb\u003e– Multiple Locations:\u003c/b\u003e Up to 65% off all-inclusive rates, up to $1,000 in credits and one free night. \u003cbr\u003e\u003ca href=\"https://fave.co/4eymXUs\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHard Rock Hotels – Multiple Locations:\u003c/b\u003e Up to 50% off rates. \u003cbr\u003e\u003ca href=\"https://hotel.hardrock.com/destinations.aspx\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eKarisma Hotels \u0026amp; Resorts (Nickelodeon Hotels \u0026amp; Resorts, Margaritaville Island Reserve Resorts, and Azul Beach Resorts)\u003c/b\u003e \u003cb\u003e– Multiple Locations: \u003c/b\u003eUp to 65% off all-inclusive rates plus up to $1,000 in resort credits. \u003cbr\u003e\u003ca href=\"https://www.karismahotels.com/black-friday\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eExtra Holidays – Multiple Locations:\u003c/b\u003e Up to 35% off top vacation ownership resorts.\u003cbr\u003e\u003ca href=\"https://fave.co/4eqA6ys\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAtlantic Hospitality – Multiple Locations:\u003c/b\u003e Up to 25% off Maine resorts.\u003cbr\u003e\u003ca href=\"https://atlantichospitality.net/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates \u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eOmni Hotels \u0026amp; Resorts – Multiple Locations:\u003c/b\u003e 30% off accommodations during the holiday season; minimum two-night stay required.\u003cbr\u003e\u003ca href=\"https://www.omnihotels.com/specials\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHighway West Vacations – Multiple Locations:\u003c/b\u003e 40% off rates.\u003cbr\u003e\u003ca href=\"https://www.highwaywestvacations.com/hotels/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eArlo Hotels – Multiple Locations:\u003c/b\u003e Up to 50% off throughout 2025.\u003cbr\u003e\u003ca href=\"https://arlohotels.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHuttopia – Multiple Locations:\u003c/b\u003e 20% off tent accommodations with code \u003cb\u003eBLACKFRIDAY2025\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://canada-usa.huttopia.com/en/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eNoble House Hotels \u0026amp; Resorts – Multiple Locations: \u003c/b\u003eUp to 25% off.\u003cbr\u003e\u003ca href=\"https://www.noblehousehotels.com/black-friday/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eStation Casinos – Multiple Locations: \u003c/b\u003e40% off rates plus resort credits.\u003cbr\u003e\u003ca href=\"https://www.stationcasinos.com/cyber/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eResorts World Las Vegas:\u003c/b\u003e 40% off rooms and suites at Hilton, Conrad and Crockfords.\u003cbr\u003e\u003ca href=\"https://fave.co/4eoVDrr\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eVirgin Hotels Las Vegas, Curio Collection by Hilton:\u003c/b\u003e Up to 35% off best available rate with code \u003cb\u003eRED\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://fave.co/4fGKWBE\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-the_broadmoor-colorado_springs-colorado-118096/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eThe Broadmoor\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Colorado Springs, Colorado: \u003c/b\u003e20% off with three-night minimum stay. \u003cbr\u003e\u003ca href=\"https://www.broadmoor.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eRenaissance Honolulu – Oahu, Hawaii: \u003c/b\u003e30% off best available rates.\u003cbr\u003e\u003ca href=\"https://fave.co/4hHA3kV\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Twin Fin Hotel – Oahu, Hawaii:\u003c/b\u003e 30% off best available rates.\u003cbr\u003e\u003ca href=\"https://www.twinfinwaikiki.com/#/booking/step-1?group=BLACK\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eRomer Waikiki at The Ambassador – Oahu, Hawaii: \u003c/b\u003e40% off best available rates with code \u003cb\u003eBFCM24\u003c/b\u003e.\u003cb\u003e \u003c/b\u003e\u003cbr\u003e\u003ca href=\"https://www.romerhotels.com/waikiki-ambassador\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eRomer House Waikiki\u003c/b\u003e \u003cb\u003e– Oahu, Hawaii\u003c/b\u003e: 40% off best available rates with code \u003cb\u003eBFCM24\u003c/b\u003e.\u003cb\u003e \u003c/b\u003e\u003cbr\u003e\u003ca href=\"https://www.romerhotels.com/romer-house-waikiki\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003e‘Alohilani Resort Waikiki Beach – Oahu, Hawaii: \u003c/b\u003e30% off rates.\u003cbr\u003e\u003ca href=\"https://www.alohilaniresort.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eRoyal Lahaina Resort \u0026amp; Bungalows – Maui, Hawaii: \u003c/b\u003e40% off best available rate with code \u003cb\u003eBFCM24.\u003c/b\u003e\u003cbr\u003e\u003ca href=\"https://www.royallahaina.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-chatham_bars_inn-chatham-massachusetts-64514/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eChatham Bars Inn\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Chatham, Massachusetts\u003c/b\u003e: Black Friday deal: $200 resort credit. Cyber Monday deal: Up to 40% off.\u003cbr\u003e\u003ca href=\"https://www.chathambarsinn.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eWalker Hotels – New York:\u003c/b\u003e Up to 30% off rates.\u003cbr\u003e\u003ca href=\"https://www.walkerhotels.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAntrim Streamside – Catskills, New York:\u003c/b\u003e 30% off plus exclusive amenities with code \u003cb\u003eFRIDAY30\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://antrimstreamside.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eTempo by Hilton New York Times Square:\u003c/b\u003e Up to 30% off best available rate.\u003cbr\u003e\u003ca href=\"https://fave.co/4fK2dKd\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eLUMA Hotel Times Square – New York City: \u003c/b\u003e30% off plus up to $75 in dining credits.\u003cbr\u003e\u003ca href=\"https://www.lumahotels.com/luma-hotels-cyber-sale\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eModernHaus SoHo – New York City:\u003c/b\u003e 30% off entire stay.\u003cbr\u003e\u003ca href=\"https://www.modernhaushotel.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSonesta Hotels of New York – New York City:\u003c/b\u003e Up to 30% off with code \u003cb\u003eCYBER\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.affinia.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSound View Greenport – Greenport, New York: \u003c/b\u003eUp to 35% off best available rate with code \u003cb\u003eCYBER24\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://soundviewgreenport.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Harbor Front Inn – Greenport, New York: \u003c/b\u003eUp to 35% off best available rate with code \u003cb\u003eCYBER24\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://theharborfrontinn.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSonesta White Plains Downtown – White Plains, New York: \u003c/b\u003eUp to 30% off with code\u003cb\u003e CYBER.\u003c/b\u003e\u003cbr\u003e\u003ca href=\"https://www.sonesta.com/sonesta-hotels-resorts/ny/white-plains/sonesta-white-plains-downtown\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHotel Anna \u0026amp; Bel – Philadelphia: \u003c/b\u003eUp to 40% off two nights or more.\u003cbr\u003e\u003ca href=\"https://www.annaandbel.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/Hotels/review-The_Nittany_Lion_Inn-State_College-Pennsylvania-105756/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eThe Nittany Lion Inn\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – State College, Pennsylvania: \u003c/b\u003eBlack Friday: 24% off + $50 food and beverage credit. Cyber Monday: 31% off.\u003cbr\u003e\u003ca href=\"https://thenittanylioninn.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eDoubleTree by Hilton Hotel Washington DC - Crystal City: \u003c/b\u003e20% off best available rate.\u003cbr\u003e\u003ca href=\"https://fave.co/4fFNno0\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eArt of Living Retreat Center – Boone, North Carolina: \u003c/b\u003e25% off Signature Retreats with code \u003cb\u003eBLACKFRIDAY2024\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://artoflivingretreatcenter.org/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-hotel_viking_a_noble_house_hotel-newport-rhode_island-121627/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eHotel Viking\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Newport, Rhode Island: \u003c/b\u003e25% off standard rooms and up to 50% off suites with code \u003cb\u003eBFCM\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.hotelviking.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-gurneys_newport_resort_marina-newport-rhode_island-150338/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eNewport Harbor Island Resort\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Newport, Rhode Island: \u003c/b\u003eUp to 20% off, $50 food and beverage credit per stay, two cocktails upon arrival, $25 daily breakfast credit, room upgrade*, early check-in*, and late checkout* (\u003ci\u003e*based on availability)\u003c/i\u003e.\u003cbr\u003e\u003ca href=\"https://www.newportharborisland.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-hotel_vermont-burlington-vermont-155593/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eHotel Vermont\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Burlington, Vermont: \u003c/b\u003eCyber Monday:\u003cb\u003e \u003c/b\u003eWeeknight stays from $159; weekend stays from $199.\u003cbr\u003e\u003ca href=\"https://hotelvt.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-topnotch_resort-stowe-vermont-81031/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eTopnotch Resort\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Stowe, Vermont:\u003c/b\u003e Giving away 100 nights for $100 plus 30% off on Cyber Monday.\u003cbr\u003e\u003ca href=\"https://www.topnotchresort.com/packages-specials/cyber-monday-2024\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eLake Nona Wave Hotel\u003c/b\u003e \u003cb\u003e– Orlando: \u003c/b\u003eFree upgrade and $100 daily credit toward onsite dining.\u003cbr\u003e\u003ca href=\"https://www.lakenonawavehotel.com/orlando-florida-hotel-deals\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-hotel_haya-tampa-florida-178613/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eHotel Haya\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Tampa, Florida: \u003c/b\u003eUp to 40% off with two-night minimum stay.\u003cb\u003e \u003c/b\u003e\u003cbr\u003e\u003ca href=\"https://hotelhaya.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-laplaya_beach_golf_resort_a_noble_house_resort-naples-florida-27979/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eLaPlaya Beach \u0026amp; Golf Resort\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Naples, Florida\u003c/b\u003e: 30% off best available rates; $100 resort credit; 25% off valet services; and waived guest amenity fees.\u003cbr\u003e\u003ca href=\"https://www.laplayaresort.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-inn_on_fifth-naples-florida-131989/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eInn on Fifth\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Naples, Florida\u003c/b\u003e: 30% off best available rates; complimentary valet parking; waived guest amenity fees; and a $50 dining credit at Blu Pool Bar \u0026amp; Grill.\u003cbr\u003e\u003ca href=\"https://www.innonfifth.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eLa Siesta Resort \u0026amp; Villas – Islamorada, Florida: \u003c/b\u003eUp to 40% off Standard Rooms and up to 25% off Premium Suites, cottages and villas. Minimum two-night stay required.\u003cbr\u003e\u003ca href=\"https://www.islamoradaresortcollection.com/la-siesta-resort\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThree Waters Resort \u0026amp; Marina, A Tribute Portfolio Resort – Islamorada, Florida: \u003c/b\u003eUp to 15% off for nonmembers; up to 25% off for members.\u003cbr\u003e\u003ca href=\"https://fave.co/4e6dbZl\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-amara_cay_resort-islamorada-florida-126632/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eAmara Cay Resort\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Islamorada, Florida: \u003c/b\u003eUp to 40% off Standard Rooms and up to 25% off Premium Suites. Minimum two-night stay required.\u003cbr\u003e\u003ca href=\"https://www.islamoradaresortcollection.com/amara-cay-resort\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Reach Key West, Curio Collection by Hilton: \u003c/b\u003eUp to 30% off three-night minimum stay with code \u003cb\u003eNP\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://reachresort.com/special-offers/black-friday/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCasa Marina Key West, Curio Collection by Hilton: \u003c/b\u003eUp to 30% off three-night minimum stay with code \u003cb\u003eNP\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://casamarinaresort.com/offer/black-friday/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eKey West Historic Inns: \u003c/b\u003eUp to 30% off rates.\u003cbr\u003e\u003ca href=\"https://www.keywesthistoricinns.com/offers/giving-tuesday-2024/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Elser Hotel \u0026amp; Residences – Miami: \u003c/b\u003e30% off best available rate with code\u003cb\u003e BFCM\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.theelserhotel.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAmrit Ocean Resort – Riviera Beach, Florida: \u003c/b\u003e30% off best available rate on dates throughout 2025.\u003cbr\u003e\u003ca href=\"https://www.amritocean.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Pearl Hotel – Rosemary Beach, Florida: \u003c/b\u003e30% off winter rates.\u003cbr\u003e\u003ca href=\"https://www.thepearlrb.com/offers/black-friday-weekend\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Lodge 30A – Santa Rosa Beach, Florida: \u003c/b\u003e25% off spring and summer getaways.\u003cbr\u003e\u003ca href=\"https://www.thelodge30a.com/offers/black-friday\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSea Island – Sea Island, Georgia:\u003c/b\u003e 35% off select 2025 dates.\u003cbr\u003e\u003ca href=\"https://www.seaisland.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-emeline-south_carolina-17257/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eEmeline\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Charleston, South Carolina: \u003c/b\u003e25% off stays, plus $25 dining credit.\u003cbr\u003e\u003ca href=\"https://hotelemeline.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Drake Oak Brook, Autograph Collection – Oak Brook, Illinois: \u003c/b\u003eUp to 15% off for non-members; up to 25% off for Marriott Bonvoy members.\u003cbr\u003e\u003ca href=\"https://fave.co/3Z1OGYO\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eTimber Ridge Lodge \u0026amp; Waterpark – Lake Geneva, Wisconsin: \u003c/b\u003eBook one night, get 50% off the second night. \u003cbr\u003e\u003ca href=\"https://res.timberridgelodge.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eOtis Harbor Springs – Harbor Springs, Michigan:\u003c/b\u003e Up to 40% off three nights or more with code \u003cb\u003eCYBER40\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.otisharborsprings.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-grand_hotel-mackinac_island-michigan-131308/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eGrand Hotel\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Mackinac Island, Michigan\u003c/b\u003e: Rates from $199 per person with code \u003cb\u003eZGIFT\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.grandhotel.com/specials/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-the_fontaine-kansas_city-missouri-131732/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eThe Fontaine\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Kansas City, Missouri: \u003c/b\u003eUp to 50% off best available rates with code \u003cb\u003eDISCYBER\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.thefontainehotel.com/the-hotel/offers\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHilton Anatole\u003c/b\u003e \u003cb\u003e– Dallas: \u003c/b\u003eUp to 20% off rates.\u003cbr\u003e\u003ca href=\"https://fave.co/3YJRkBe\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHotel Zephyr\u003c/b\u003e \u003cb\u003e–\u003c/b\u003e \u003cb\u003eSan Francisco:\u003c/b\u003e 35% off with two-night minimum stay, plus 50% off parking with code \u003cb\u003eCYBER24\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.hotelzephyrsf.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eLUMA Hotel San Francisco – San Francisco: \u003c/b\u003e30% off plus $30 dining credit.\u003cbr\u003e\u003ca href=\"https://www.lumahotels.com/luma-hotels-cyber-sale\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Shay, a Destination by Hyatt Hotel – Culver City, California: \u003c/b\u003e10% off rates.\u003cbr\u003e\u003ca href=\"https://www.hyatt.com/en-US/hotel/california/the-shay/laxdi\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eDawn Ranch – Sonoma County, California: \u003c/b\u003eUp to 35% off rates.\u003cbr\u003e\u003ca href=\"https://dawnranch.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eEl Capitan Hotel – Merced, California: \u003c/b\u003e30% off with code\u003cb\u003e NOBRAINER\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://elcapitanhotelmerced.com/offers/cyber-sale\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eMojave Resort – Palm Desert, California:\u003c/b\u003e From $99 per night with code\u003cb\u003e BLACKFRIDAY\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.mojaveresort.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003ePalm Mountain Resort \u0026amp; Spa – Palm Springs, California:\u003c/b\u003e 25% off plus waived resort fee.\u003cbr\u003e\u003ca href=\"https://be.synxis.com/landing?adult=2\u0026amp;arrive=2025-03-01\u0026amp;chain=8517\u0026amp;child=0\u0026amp;currency=USD\u0026amp;depart=2025-03-02\u0026amp;hotel=71322\u0026amp;level=hotel\u0026amp;locale=en-US\u0026amp;productcurrency=USD\u0026amp;rate=NEW2025\u0026amp;rooms=1\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-alisal_guest_ranch_resort-solvang-california-134202/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eAlisal Ranch\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Solvang, California:\u003c/b\u003e 50% off all-inclusive rates on select dates.\u003cbr\u003e\u003ca href=\"https://www.alisalranch.com/packages/cyber-monday-special/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003ePendray Inn \u0026amp; Tea House – Victoria, British Columbia:\u003c/b\u003e 30% off rates and 25% off afternoon tea.\u003cbr\u003e\u003ca href=\"https://www.pendrayinnandteahouse.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSolmar Hotels \u0026amp; Resorts – Cabo San Lucas, Mexico:\u003c/b\u003e Up to 30% off rates. \u003cbr\u003e\u003ca href=\"https://promotions.solmar.com/blackfriday/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-waldorf_astoria_cancun-cancun-mexico-192086/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eWaldorf Astoria Cancun\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – Cancun, Mexico: \u003c/b\u003e20% off best available rate or flexible rate on stays of three nights or more with \"Stay Longer in Paradise\" promotion.\u003cbr\u003e\u003ca href=\"https://fave.co/4foWOIg\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAndaz Mexico City Condesa by Hyatt – Mexico City:\u003c/b\u003e 20% off stays.\u003cbr\u003e\u003ca href=\"https://www.hyatt.com/andaz/mexaz-andaz-mexico-city-condesa\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eTROBBU Tulum\u003c/b\u003e \u003cb\u003e– Mexico: \u003c/b\u003e30% off rates.\u003cbr\u003e\u003ca href=\"https://trobbu.com/en/home-english/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eVelas Resorts\u003c/b\u003e \u003cb\u003e– Mexico: \u003c/b\u003eUp to 25% off for adults, 50% off for teens and complimentary stays for kids.\u003cbr\u003e\u003ca href=\"https://blackfriday.velasresorts.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSonesta St. Maarten:\u003c/b\u003e 50% off standard room rates with code \u003cb\u003eBLACKFRIDAY\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://sonestastmaarten.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAtlantis Paradise Island – Bahamas: \u003c/b\u003eUp to 30% off, resort credits and more.\u003cbr\u003e\u003ca href=\"https://www.atlantisbahamas.com/?utm_campaign=Cyber\u0026amp;utm_source=PR\u0026amp;utm_medium=PR\u0026amp;utm_content=Cyber\u0026amp;utm_objective=awareness\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eMargaritaville Beach Resort Nassau – Bahamas: \u003c/b\u003e30% off Best Available Rate plus $50 resort credit. Two-night minimum stay required.\u003cbr\u003e\u003ca href=\"https://www.margaritavilleresorts.com/margaritaville-beach-resort-nassau\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003ca href=\"https://travel.usnews.com/hotels/review-the_landings_resort_spa-gros_islet-st_lucia-106905/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cb\u003eThe Landings Resort and Spa\u003c/b\u003e\u003c/a\u003e\u003cb\u003e – St. Lucia: \u003c/b\u003eUp to 20% off with a four-night minimum stay in a two or three-bedroom villa, plus a $200 resort credit. Use code \u003cb\u003eCYBER2024\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.landingsstlucia.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eZemi Miches All-Inclusive Resort, Curio Collection by Hilton\u003c/b\u003e \u003cb\u003e– Dominican Republic: \u003c/b\u003e$50 resort credit, room upgrade, early check-in and late checkout.\u003cbr\u003e\u003ca href=\"https://fave.co/4hNQI6y\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThe Rockley – Barbados:\u003c/b\u003e Up to 50% off all suites.\u003cbr\u003e\u003ca href=\"https://www.therockleybarbados.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eDivi \u0026amp; Tamarijn Aruba All Inclusives: \u003c/b\u003eUp to 20% off rates.\u003cbr\u003e\u003ca href=\"https://www.diviandtamarijnaruba.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eWyndham Grand Rio Mar Rainforest and Golf Resort – Puerto Rico:\u003c/b\u003e 25% of total stay (includes room, food and beverages).\u003cbr\u003e\u003ca href=\"https://www.wyndhamhotels.com/wyndham-grand/rio-grande-puerto-rico/wyndham-grand-rio-mar-rainforest-beach-and-golf-resort/overview\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eWyndham Palmas Beach \u0026amp; Golf Boutique Resort – Puerto Rico:\u003c/b\u003e 45% off plus $150 food and beverage credit.\u003cbr\u003e\u003ca href=\"https://www.wyndhampalmas.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHotel Belmar\u003c/b\u003e \u003cb\u003e– Costa Rica:\u003c/b\u003e 20% off stays of three nights or more.\u003cbr\u003e\u003ca href=\"https://www.hotelbelmar.net/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCayo Espanto – Belize:\u003c/b\u003e Up to $750 airfare credit per person with seven-night booking.\u003cbr\u003e\u003ca href=\"https://aprivateisland.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eMuy'Ono Resorts – Belize:\u003c/b\u003e Up to 50% off plus 25% off fly fishing at Blue Horizon Lodge.\u003cbr\u003e\u003ca href=\"https://muyono.com/offers/black-friday-sale/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSB Winemaker's House \u0026amp; Spa Suites – Mendoza, Argentina: \u003c/b\u003e30% off rates.\u003cbr\u003e\u003ca href=\"https://www.susanabalbohotels.com/sb-winemakers-house-spa-suites-en/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eTierra Hotels (Tierra Patagonia and Tierra Atacama) – Chile: \u003c/b\u003e50% off with minimum three-night stay.\u003cbr\u003e\u003ca href=\"https://tierrahotels.com/?utm_source=paid%20search\u0026amp;utm_campaign=brand\u0026amp;utm_term=tierra%20hotels\u0026amp;keyword=tierra%20hotels\u0026amp;gad_source=1\u0026amp;gclid=Cj0KCQjwsuSzBhCLARIsAIcdLm7vn7cfD-kyX9_zsyQQ-dnzveMmQ1amIk1K-XPMLUsDs3VH4py3p84aAgvrEALw_wcB\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCameron House – Loch Lomond, Scotland\u003c/b\u003e: 40% off stays for two on select dates, including breakfast and access to leisure club.\u003cbr\u003e\u003ca href=\"https://www.cameronhouse.co.uk/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eMarine \u0026amp; Lawn Hotels \u0026amp; Resorts – Scotland and Ireland:\u003c/b\u003e 50% off best available rates.\u003cbr\u003e\u003ca href=\"https://marineandlawn.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eBorgo San Vincenzo – Italy:\u003c/b\u003e 20% discount on all suites plus 100 euro food and beverage credit and daily breakfast for two (Escape to Tuscany Package).\u003cbr\u003e\u003ca href=\"https://borgosanvincenzo.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eR Collection Hotels – Italy:\u003c/b\u003e 20% off spa treatments with code \u003cb\u003eWELLNESS BLACK FRIDAY\u003c/b\u003e; must call reservations office directly.\u003cbr\u003e\u003ca href=\"https://www.rcollectionhotels.it/en/contacts\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eCall Hotel\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eZafiro Palace Andratx – Mallorca, Spain: \u003c/b\u003eUp to 40% off; minimum five-night stay required.\u003cbr\u003e\u003ca href=\"https://www.zafirohotels.com/en/hotels/zafiro-palace-andratx/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAleenta Resorts – Thailand: \u003c/b\u003e35% off best available rate plus complimentary spa treatment or one-time half-board with minimum two-night stay.\u003cbr\u003e\u003ca href=\"https://www.aleenta.com/booking/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eBaglioni Maldives - Luxury All-Inclusive Resort: \u003c/b\u003eUp to 40% off rates, a $200 resort credit, complimentary stays for kids, and a welcome bottle of wine.\u003cbr\u003e\u003ca href=\"https://maldives.baglionihotels.com/offers/resort-deal\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003cbr\u003e\u003c/p\u003e\n\u003creact-trigger trigger=\"view\"\u003e\u003cdiv\u003e\n\u003cdiv\u003e\n\u003cp\u003eTips on Trips and Expert Picks Newsletter\u003c/p\u003e\n\u003cp\u003eTravel tips, vacation ideas and more to make your next vacation stellar.\u003c/p\u003e\n\u003c/div\u003e\n\u003cp\u003eSign up to receive the latest updates from U.S News \u0026amp; World Report and our trusted partners and sponsors. By clicking submit, you are agreeing to our \u003ca tabindex=\"1\" href=\"https://www.usnews.com/info/features/terms\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eTerms and Conditions\u003c/a\u003e \u0026amp; \u003ca tabindex=\"1\" href=\"https://www.usnews.com/features/info/privacy\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003ePrivacy Policy\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\u003c/react-trigger\u003e\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"vacation-package-and-booking-sites\"\u003e\u003clabel id=\"packages\"\u003eVacation Package and Booking Sites\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cdiv\u003e\n\u003cdiv\u003e\u003cpicture\u003e\u003csource data-srcset=\"https://www.usnews.com/object/image/00000193-0216-d9d8-a5b7-7e5edc8e0001/4-all-inclusive-vacations-caribbean-credit-getty-images.jpg?update-time=1730906872771\u0026amp;size=responsiveFlow970\" media=\"(min-width: 640px)\"\u003e\u003cimg width=\"100%\" src=\"https://www.usnews.com/object/image/00000193-0216-d9d8-a5b7-7e5edc8e0001/4-all-inclusive-vacations-caribbean-credit-getty-images.jpg?update-time=1730906872771\u0026amp;size=responsiveFlow640\" alt=\"Sunbeds and wood gazebo on tropical beach facing the turquoise sea, Caribbean, Antilles, Central America\"\u003e\u003c/source\u003e\u003c/picture\u003e\u003c/div\u003e\n\u003cp\u003e\u003cspan\u003e\u003cspan color=\"#515767\" size=\"2\"\u003e\u003csvg role=\"img\" fill=\"#515767\" width=\"1.5rem\" height=\"1.5rem\"\u003e\u003cuse xlink:href=\"#camera\" filter=\"0\"\u003e\u003c/use\u003e\u003c/svg\u003eGetty Images\u003c/span\u003e\u003c/span\u003e\u003c/p\u003e\n\u003c/div\u003e\n\u003cp\u003e\u003cb\u003eBeachBound Vacations: \u003c/b\u003e$500 off sitewide with minimum four-night stay; use code \u003cb\u003eCYBERDEAL500\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://fave.co/3NPg06u\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Deals\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCheapCaribbean Vacations: \u003c/b\u003e$500 off sitewide with minimum four-night stay; use code \u003cb\u003eCYBERDEAL500\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://fave.co/3YntsTQ\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Deals\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eApple Vacations:\u003c/b\u003e Up to $500 off\u003cb\u003e \u003c/b\u003ewith code \u003cb\u003eBLACKFRIYAY24D \u003c/b\u003eor \u003cb\u003eBLACKFRIYAY24C\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://fave.co/4eXdlDz\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Deals\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eFunJet Vacations: \u003c/b\u003eUp to $500 off\u003cb\u003e \u003c/b\u003ewith code \u003cb\u003eBLACKFRIYAY24D \u003c/b\u003eor \u003cb\u003eBLACKFRIYAY24C\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://fave.co/3YKaMio\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Deals\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eBooking.com:\u003c/b\u003e Up to 50% off accommodations, up to 25% off rental cars, up to 20% on attractions and up to $2,000 in credits for cruises for members (free to sign up). \u003cbr\u003e\u003ca href=\"https://fave.co/3CDiiTI\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Deals \u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eExpedia: \u003c/b\u003e30% off or more (plus other perks) for One Key members who book through app (free to sign up). \u003cbr\u003e\u003ca href=\"https://fave.co/3nBJkOs\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Deals \u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHotels.com: \u003c/b\u003e30% off or more (plus other perks) for One Key members who book through app (free to sign up). \u003cbr\u003e\u003ca href=\"https://fave.co/3V2XR91\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Deals\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"rail-vacations\"\u003e\u003clabel id=\"rail\"\u003eRail Vacations\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cdiv\u003e\n\u003cdiv\u003e\u003cpicture\u003e\u003csource data-srcset=\"https://www.usnews.com/object/image/00000193-021c-d6b4-aff3-173e5c590001/5-belmond-royal-scotsman-credit-railbookers.jpg?update-time=1730907233121\u0026amp;size=responsiveFlow970\" media=\"(min-width: 640px)\"\u003e\u003cimg width=\"100%\" src=\"https://www.usnews.com/object/image/00000193-021c-d6b4-aff3-173e5c590001/5-belmond-royal-scotsman-credit-railbookers.jpg?update-time=1730907233121\u0026amp;size=responsiveFlow640\" alt=\"The Belmond Royal Scotsman train by Railbookers.\"\u003e\u003c/source\u003e\u003c/picture\u003e\u003c/div\u003e\n\u003cp\u003e\u003cspan\u003e\u003cspan color=\"#515767\" size=\"2\"\u003e\u003csvg role=\"img\" fill=\"#515767\" width=\"1.5rem\" height=\"1.5rem\"\u003e\u003cuse xlink:href=\"#camera\" filter=\"0\"\u003e\u003c/use\u003e\u003c/svg\u003eCourtesy of Railbookers\u003c/span\u003e\u003c/span\u003e\u003c/p\u003e\n\u003c/div\u003e\n\u003cp\u003e\u003cb\u003eRailbookers:\u003c/b\u003e Up to $600 off bookings for two people, plus $100 credit for 2025 bookings.\u003cbr\u003e\u003ca href=\"https://www.railbookersgroup.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eRocky Mountaineer: \u003c/b\u003eUp to $2,000 off select packages for 2025. \u003cbr\u003e\u003ca href=\"https://rockymountaineer.com/promotions\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates \u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eVacations by Rail: \u003c/b\u003eUp to $500 off per person for trips in 2025. \u003cbr\u003e\u003ca href=\"https://www.vacationsbyrail.com/specials/current-promotions/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"luggage-and-accessories\"\u003e\u003clabel id=\"luggage\"\u003eLuggage and Accessories\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cdiv\u003e\n\u003cdiv\u003e\u003cpicture\u003e\u003csource data-srcset=\"https://www.usnews.com/object/image/00000193-021d-d9d8-a5b7-7e5fe2920000/6-luggage-essential-22-inch-carry-on-expandable-spinner-credit-briggs-riley.jpg?update-time=1730907332419\u0026amp;size=responsiveFlow970\" media=\"(min-width: 640px)\"\u003e\u003cimg width=\"100%\" src=\"https://www.usnews.com/object/image/00000193-021d-d9d8-a5b7-7e5fe2920000/6-luggage-essential-22-inch-carry-on-expandable-spinner-credit-briggs-riley.jpg?update-time=1730907332419\u0026amp;size=responsiveFlow640\" alt=\"The Essential 22-inch Carry-On Expandable Spinner in black against a white background.\"\u003e\u003c/source\u003e\u003c/picture\u003e\u003c/div\u003e\n\u003cp\u003e\u003cspan\u003e\u003cspan color=\"#515767\" size=\"2\"\u003e\u003csvg role=\"img\" fill=\"#515767\" width=\"1.5rem\" height=\"1.5rem\"\u003e\u003cuse xlink:href=\"#camera\" filter=\"0\"\u003e\u003c/use\u003e\u003c/svg\u003eCourtesy of Briggs \u0026amp; Riley\u003c/span\u003e\u003c/span\u003e\u003c/p\u003e\n\u003c/div\u003e\n\u003cp\u003e\u003cb\u003eAmazon Basics:\u003c/b\u003e Up to 36% off hard-sided and soft-sided bags. \u003cbr\u003e\u003ca href=\"https://www.amazon.com/stores/page/947C6949-CF8E-4BD3-914A-B411DD3E4433/search?terms=luggage\u0026amp;linkCode=ll2\u0026amp;tag=travel_100-20\u0026amp;linkId=108d7d686525daf5299b144d6c5ab835\u0026amp;language=en_US\u0026amp;ref_=as_li_ss_tl\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eShop on Amazon\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eAltec Lansing Lifejacket 2 Bluetooth Speaker: 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Monos\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eNomad Lane: \u003c/b\u003e15% off all bags plus free Tomodachi Sling with orders over $150. \u003cbr\u003e\u003ca href=\"https://fave.co/3Z9ro3e\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eShop on Nomad Lane\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eOsprey: \u003c/b\u003eUp to 25% off select products plus free shipping on all orders.\u003cbr\u003e\u003ca href=\"https://fave.co/48N83rP\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eShop on Osprey\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eROAM: \u003c/b\u003eUp to 30% off sitewide including up to $200 off all customizable, made-to-order luggage.\u003cbr\u003e\u003ca href=\"https://fave.co/3Zkfrbh\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eShop on ROAM\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSolo NY:\u003c/b\u003e 30% off sitewide using code \u003cb\u003eHOLIDAY30\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://fave.co/4449v5t\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eShop on Solo NY\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSTATE Bags: \u003c/b\u003e30% off sitewide with code \u003cb\u003eBF24\u003c/b\u003e. Free embroidery of initials and free gift with purchase.\u003cbr\u003e\u003ca href=\"https://fave.co/4fjJ0yK\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eShop on STATE Bags\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eDagne Dover: \u003c/b\u003e25% off sitewide plus 30% off kits and rolling luggage.\u003cbr\u003e\u003ca href=\"https://fave.co/3OinxLl\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eShop on Dagne Dover\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eCuyana: \u003c/b\u003e30% off apparel and small leather goods (exclusions apply).\u003cbr\u003e\u003ca href=\"https://fave.co/3Z0Rt3x\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eShop on Cuyana\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"travel-services\"\u003e\u003clabel id=\"services\"\u003eTravel Services\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eDollar Flight Club: \u003c/b\u003ePremium+ plan for $1 (three-month subscription).\u003cbr\u003e\u003ca href=\"https://app.dollarflightclub.com/signup/90daytrialutm_medium=promotion\u0026amp;utm_source=holiday2024\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Plans\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eLegal Sea Foods:\u003c/b\u003e 20% off sitewide on Black Friday; free shipping for orders of $50 or more on Cyber Monday.\u003cbr\u003e\u003ca href=\"https://shop.legalseafoods.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Deals\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHomeExchange Collection: \u003c/b\u003e30% off annual membership fee.\u003cbr\u003e\u003ca href=\"https://www.homeexchange.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Memberships\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHotelSlash: \u003c/b\u003eFree lifetime membership plus 7% discount. \u003cbr\u003e\u003ca href=\"https://www.hotelslash.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Memberships\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003ePriority Pass:\u003c/b\u003e 30% off Standard Membership or 25% off Standard Plus Membership.\u003cbr\u003e\u003ca href=\"https://fave.co/3APPNlj\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Memberships\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eShip\u0026amp;Play:\u003c/b\u003e 25% off all luggage shipping with code \u003cb\u003eCYBERPLAY.\u003c/b\u003e\u003cbr\u003e\u003ca href=\"https://www.shipplay.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Services\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eSkift: \u003c/b\u003eUp to 30% off subscriptions with code \u003cb\u003eNOVEMBER30\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://skift.com/get-access/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Subscriptions\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eTraveling Spoon: \u003c/b\u003e15% off culinary experiences with code \u003cb\u003eTRAVEL24\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://www.travelingspoon.com/\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Experiences\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"attractions\"\u003e\u003clabel id=\"attractions\"\u003eAttractions\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cp\u003e\u003clabel id=\"attractions\"\u003e\u003cb\u003eLEGOLAND Florida: \u003c/b\u003e\u003c/label\u003eUp to 50% off annual passes, single-day tickets and vacation packages.\u003cbr\u003e\u003ca href=\"https://fave.co/4eCprB6\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Tickets\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eViewBoston: \u003c/b\u003e25% off general admission tickets with code \u003cb\u003eBLACKFRIDAY24\u003c/b\u003e.\u003cbr\u003e\u003ca href=\"https://viewboston.com/tickets/?promocode=BLACKFRIDAY24\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Tickets\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003clabel id=\"attractions\"\u003e\u003cb\u003eWonderWorks Orlando: \u003c/b\u003eBuy one, get one free on all tickets. \u003c/label\u003eText “WonderOrlando” to \u003cb\u003e73028\u003c/b\u003e to receive the promo code to use at checkout.\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"airlines\"\u003e\u003clabel id=\"airlines\"\u003eAirlines\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cp\u003e\u003clabel id=\"airlines\"\u003e\u003cb\u003eAir Canada: \u003c/b\u003eOne-way flights from $59. \u003c/label\u003e\u003cbr\u003e\u003ca href=\"https://www.aircanada.com/en-us/seat-sale\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Flights\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eEtihad Airways:\u003c/b\u003e Up to 20% off flights.\u003cbr\u003e\u003ca href=\"https://fave.co/3V2rG9Z\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Flights\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003ePLAY:\u003c/b\u003e 30% off flights to select European cities.\u003cbr\u003e\u003ca href=\"https://www.flyplay.com/en-us/us-offer\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003eView Flights\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch2 id=\"car-rentals\"\u003e\u003clabel id=\"carrentals\"\u003eCar Rentals\u003c/label\u003e\u003c/h2\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eHertz: \u003c/b\u003e25% off all vehicles except minivans, convertibles and large SUVS; airport locations only. \u003cbr\u003e\u003ca href=\"https://fave.co/4evJVLM\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eDollar: \u003c/b\u003e20% off all vehicles except minivans, convertibles and large SUVS; airport locations only. \u003cbr\u003e\u003ca href=\"https://fave.co/4fsE6A5\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003cb\u003eThrifty: \u003c/b\u003eUp to 15% off all vehicles except minivans, convertibles and large SUVS; airport locations only. \u003cbr\u003e\u003ca href=\"https://fave.co/48TSP4l\" target=\"_blank\" rel=\"sponsored\" style=\"color: rgb(95, 99, 104);\"\u003eView Rates\u003c/a\u003e\u003c/p\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003ch3 id=\"you-might-also-be-interested-in\"\u003eYou might also be interested in:\u003c/h3\u003e\n\u003cp\u003e\u003c/p\u003e\n\u003creact-trigger trigger=\"view\"\u003e\u003c/react-trigger\u003e\n\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\n \u003c/body\u003e\u003c/html\u003e\n","hash_id":"ZftFNt1NfkrD","author":"Gwen PratesiDec. 4, 2024","reading_time":"17 min read","link_sharing":true,"archived":false,"favourited":false,"folder_id":4784,"tag_list":[]}

{"user_id":2167,"source":"https://www.wealthmanagement.com/philanthropy/grantmaking-organizations-experienced-strong-growth-2024?utm_rid=CPG09000175087422\u0026utm_campaign=50372\u0026utm_medium=email\u0026elq2=6d83b95ce5f34f158da1c201ca4c8392\u0026oly_enc_id=\u0026sp_eh=1a6ef563d5b076e7cd070dc386b7c68f6e164c50f226528312b8b1b10c140dbf","source_type":null,"title":"Grantmaking Organizations Experienced Strong Growth in 2024","description":null,"html":"\u003c!DOCTYPE html PUBLIC \"-//W3C//DTD HTML 4.0 Transitional//EN\" \"http://www.w3.org/TR/REC-html40/loose.dtd\"\u003e\n\u003chtml\u003e\u003cbody\u003e\n\u003ch1 id=\"cr-title\"\u003eGrantmaking Organizations Experienced Strong Growth in 2024\u003c/h1\u003e\n \u003cdiv id=\"cr-content\"\u003e\u003cdiv id=\"readability-page-1\" class=\"page\"\u003e\u003cdiv itemprop=\"articleBody\"\u003e\n \n \n \u003cp\u003eWith the new year approaching, now’s a good time to review charitable giving trends and predictions for philanthropy in 2025. According to \u003ca href=\"https://20294318.fs1.hubspotusercontent-na1.net/hubfs/20294318/FS-GrowingPowerofPhilanthropy-Mrak.pdf\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\u003cem\u003eThe Growing Power of Giving: An Outlook from Foundation Source CEO Joe Mrak\u003c/em\u003e\u003c/a\u003e, 2024 has seen charitable giving continue to grow, driven by the great wealth transfer and favorable market performance. Foundation Source’s clients are reportedly on track to match or exceed giving in previous years. Opportunities abound for both financial advisors and philanthropic leaders, who play the crucial role in bridging the generational gap to strengthen family legacies and impact well into the future.\u003c/p\u003e\n\n\u003cp\u003eThe report identifies three key areas to watch for 2025:\u003c/p\u003e\n\n\u003cul\u003e\n\t\u003cli\u003eThe growing popularity of organized giving;\u003c/li\u003e\n\t\u003cli\u003eThe rising influence of the next generation; and\u003c/li\u003e\n\t\u003cli\u003eThe potential of advanced technologies.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch2 id=\"organized-philanthropy\"\u003e\u003cstrong\u003eOrganized Philanthropy\u003c/strong\u003e\u003c/h2\u003e\n\n\u003cp\u003eThe report found that grantmaking organizations, such as foundations and donor-advised funds, experienced the strongest growth as wealthy donors continued to invest in the future of the non-profit sector. Foundation giving is up to 19% of overall giving, crossing into the $100 billion threshold for the second consecutive year. DAFs have also gained popularity among donors, including millennials and Generation Z, as well as advisors, citing ease-of-use, tax advantages and the ability to align their investment choices with their core values and charitable interests as major perks of the giving vehicle. In general, clients are increasingly using a combination of vehicles and approaches to drive impact and meet their philanthropic goals.\u003c/p\u003e\n\n\u003ch2 id=\"the-next-gen\"\u003e\u003cstrong\u003eThe Next-Gen\u003c/strong\u003e\u003c/h2\u003e\n\n\u003cp\u003eAs the great wealth transfer continues, high-net-worth families remain dedicated to building a legacy that spans generations, but the next generation is set to shake up philanthropy as we know it. Driven by family values and a passion for specific causes, the next generation prefers to be much more hands-on.\u003c/p\u003e\n\n\u003cp\u003eFoundation Source surveyed 1,000 Gen Z and millennial donors to better understand their attitudes, perceptions and preferences around charitable giving. Some key takeaways:\u003c/p\u003e\n\n\u003cul\u003e\n\t\u003cli\u003eYounger generations continuously underscore their desire for direct involvement in giving back. They’re focused on changing the world to a better place, starting with systemic and social change on both a local and grander scale, and they want to see evidence of progress.\u003c/li\u003e\n\t\u003cli\u003eThey don’t limit their charitable activities to financial contributions—they prefer to be hands-on, for example, by donating items, volunteering, helping with fundraising and sharing expertise/knowledge.\u003c/li\u003e\n\t\u003cli\u003eTheir financial contributions are directly correlated to their earning power and financial resources; high earners donate more.\u003c/li\u003e\n\t\u003cli\u003eThey prefer to be direct and informal, but they’re also interested in learning more about formal charitable vehicles, such as DAFs and family foundations and other giving approaches, such as giving circles and trust-based philanthropy.\u003c/li\u003e\n\t\u003cli\u003eTheir involvement in charitable causes is starting at a younger age. Millennials started at an average age of 18, while Gen Z started even younger at 14.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003ch2 id=\"future-of-technology\"\u003e\u003cstrong\u003eFuture of Technology\u003c/strong\u003e\u003c/h2\u003e\n\n\u003cp\u003eAs artificial technology creeps its way into more aspects of our lives, it’s also set to impact the philanthropic sector. Foundation Source reports that 81% of surveyed foundations use some degree of AI within their organizations. The use appears to still be on the individual level, while it’s still too early for integration on the organizational level.\u003c/p\u003e\n\n\u003cp\u003eWhether by helping foundations find charities faster that align with their goals and desired impact or streamlining the grant application process and back office work, experts believe AI can help reduce administrative costs by providing efficiencies throughout the granting process and free up more time that financial advisors can spend working with their clients.\u003c/p\u003e\n\n \n \u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\n \u003c/body\u003e\u003c/html\u003e\n","hash_id":"hkcL0ghwnrze","author":"Anna Sulkin Stern | Dec 02, 2024","reading_time":"4 min read","link_sharing":true,"archived":false,"favourited":false,"folder_id":4784,"tag_list":[]}

{"user_id":2167,"source":"https://www.wealthmanagement.com/practice-management/wealth-managers-and-rpa-advisors-growing-impact-employee-wellness?utm_source=email\u0026utm_medium=email\u0026utm_id=MMA","source_type":null,"title":"Wealth Managers and RPA Advisors: The Growing Impact of Employee Wellness","description":null,"html":"\n \u003ch1 id=\"cr-title\"\u003eWealth Managers and RPA Advisors: The Growing Impact of Employee Wellness\u003c/h1\u003e\n \u003cdiv id=\"cr-content\"\u003e\u003cdiv id=\"readability-page-1\" class=\"page\"\u003e\u003csection id=\"main_content\" tabindex=\"-1\"\u003e\n\n \u003carticle itemscope=\"\" itemtype=\"http://schema.org/NewsArticle\" data-nid=\"162541\" data-url=\"/practice-management/wealth-managers-and-rpa-advisors-growing-impact-employee-wellness?utm_source=email\u0026amp;utm_medium=email\u0026amp;utm_id=MMA\" data-title=\"Wealth Managers and RPA Advisors: The Growing Impact of Employee Wellness\" data-seo-title=\"The Growing Impact of Employee Wellness\" data-type=\"white-paper\" data-terms=\"practice_management\" data-ptermhier=\"Practice Management\" data-pterm=\"Practice Management\" data-sterm=\"White Papers\" data-program=\"\" data-tax=\"Practice Management|White Papers\" data-buyersjourney=\"\" data-ext=\"native content\" data-author=\"\" data-pub=\"Oct 22, 2024\" data-visibility=\"visible\" data-perm=\"public\" data-pid=\"99b69106-128e-44b8-9d83-bb23fe66bee4\" data-contentsponsor=\"Marsh McLennan Agency \" data-content=\"\"\u003e\n \u003cmeta itemscope=\"\" itemprop=\"mainEntityOfPage\" itemtype=\"https://schema.org/WebPage\" itemid=\"https://www.wealthmanagement.com/practice-management/wealth-managers-and-rpa-advisors-growing-impact-employee-wellness\"\u003e\n \u003cmeta itemprop=\"datePublished\" content=\"2024-10-29T19:01:48+00:00\"\u003e \u003cmeta itemprop=\"dateModified\" content=\"2024-10-29T19:01:48+00:00\"\u003e\n \n \n \n \u003cdiv\u003e\n\n \n \u003cdiv itemprop=\"image\" itemscope=\"\" itemtype=\"https://schema.org/ImageObject\"\u003e\n \u003cp\u003e\u003cimg loading=\"lazy\" src=\"https://www.wealthmanagement.com/sites/wealthmanagement.com/files/styles/article_featured_wide/public/V2_1.jpg?itok=j2LhNtx3\" width=\"1200\" height=\"400\" alt=\"Wealth Managers and RPA Advisors: The Growing Impact of Employee Wellness\"\u003e\u003c/p\u003e\u003cmeta itemprop=\"url\" content=\"https://www.wealthmanagement.com/sites/wealthmanagement.com/files/V2_1.jpg\"\u003e\n \u003cmeta itemprop=\"width\" content=\"1479\"\u003e\n \u003cmeta itemprop=\"height\" content=\"1492\"\u003e\n\n \u003cp\u003e\u003cspan\u003eiStock.com/YurolaitsAlbert\u003c/span\u003e\n \u003c/p\u003e\u003c/div\u003e\n \n \u003cdiv itemprop=\"description\"\u003e\n \n \u003cp\u003e\n Discover how the convergence of wealth management and retirement plan advice is shaping the financial advisory business. \u003c/p\u003e\n \u003c/div\u003e\n\n \n \u003c/div\u003e\n\n \u003cp\u003e\u003ca href=\"https://www.wealthmanagement.com/penton_modal/nojs/print/162541\" rel=\"nofollow\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\n \u003ci aria-label=\"print\"\u003e\u003c/i\u003e\n \u003c/a\u003e\n \u003ca href=\"https://www.wealthmanagement.com/penton_modal/nojs/forward/162541/0\" rel=\"nofollow\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\n \u003ci aria-label=\"email\"\u003e\u003c/i\u003e\n \u003c/a\u003e\n \u003ca href=\"https://www.facebook.com/sharer.php?u=https://www.wealthmanagement.com/practice-management/wealth-managers-and-rpa-advisors-growing-impact-employee-wellness\u0026amp;t=Wealth%20Managers%20and%20RPA%20Advisors:%20The%20Growing%20Impact%20of%20Employee%20Wellness\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\n \u003ci aria-label=\"facebook\"\u003e\u003c/i\u003e\n \u003c/a\u003e\n \u003ca href=\"https://www.linkedin.com/shareArticle?mini=true\u0026amp;url=https://www.wealthmanagement.com/practice-management/wealth-managers-and-rpa-advisors-growing-impact-employee-wellness\u0026amp;title=Wealth%20Managers%20and%20RPA%20Advisors:%20The%20Growing%20Impact%20of%20Employee%20Wellness\u0026amp;summary=The%20latest%20survey%20conducted%20by%20Wealth%20Management%20IQ%20and%20Marsh%20McLennan%20Agency%20reveals%20that%20the%20convergence%20of%20wealth%20management%20and%20retirement%20plan%20advice%20has%20largely%20been%20accomplished.%20The%20survey%20also%20highlights%20key%20opportunities%20and%20challenges%20for%20advisors%20in%20growing%20their%20business%20and%20adapting%20to%20market%20demands.The%20survey%20looks%20at:\u0026amp;source=Wealth%20Management\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\n \u003ci aria-label=\"linkedin\"\u003e\u003c/i\u003e\n \u003c/a\u003e\n \u003ca href=\"https://twitter.com/share?url=https://www.wealthmanagement.com/practice-management/wealth-managers-and-rpa-advisors-growing-impact-employee-wellness\u0026amp;text=Wealth%20Managers%20and%20RPA%20Advisors:%20The%20Growing%20Impact%20of%20Employee%20Wellness\" target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\n \u003ci aria-label=\"twitter\"\u003e\u003c/i\u003e\n \u003c/a\u003e\n \u003cspan data-pin-log=\"button_pinit_bookmarklet\" data-pin-href=\"https://www.pinterest.com/pin/create/button/\"\u003eSave\u003c/span\u003e\n \u003ca target=\"_blank\" style=\"color: rgb(95, 99, 104);\"\u003e\n \u003ci aria-label=\"pinterest\"\u003e\u003c/i\u003e\n \u003c/a\u003e\n \u003c/p\u003e\n\n \n \n \u003cdiv itemprop=\"articleBody\"\u003e\n \n \u003cp\u003eThe latest survey conducted by Wealth Management IQ and Marsh McLennan Agency reveals that the convergence of wealth management and retirement plan advice has largely been accomplished. The survey also highlights key opportunities and challenges for advisors in growing their business and adapting to market demands.\u003c/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe survey looks at:\u003c/strong\u003e\u003c/p\u003e\n\n\u003cul\u003e\n\t\u003cli\u003eAcquiring new high-net-worth clients remains the top growth strategy for advisors, with 44% of respondents prioritizing this.\u003c/li\u003e\n\t\u003cli\u003eAdvisors cite standing out from competitors and increasing business efficiency as top challenges.\u003c/li\u003e\n\t\u003cli\u003eThe integration of wealth management and retirement plan advice is nearly complete, driven by client demand for holistic financial solutions.\u003c/li\u003e\n\t\u003cli\u003eFinancial wellness programs are becoming increasingly important to both employees and sponsors, contributing to business success.\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003e\u003cem\u003eProduced by\u0026nbsp;\u003c/em\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003cimg alt=\"WM IQ Logo_4C@4x (2).png\" embed-exclude=\"\" src=\"https://www.wealthmanagement.com/sites/wealthmanagement.com/files/WM%20IQ%20Logo_4C4x%202_1.png\"\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003cem\u003eSponsored by\u0026nbsp;\u003c/em\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003cimg alt=\"MMA Primary Logo H RGB Blue.png\" embed-exclude=\"\" src=\"https://www.wealthmanagement.com/sites/wealthmanagement.com/files/MMA%20Primary%20Logo%20H%20RGB%20Blue_0.png\"\u003e\u003c/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eDownload the report to learn more.\u0026nbsp;\u003c/strong\u003e\u003c/p\u003e\n\n\n\n\n\n \n \u003c/div\u003e\n\n \n \n\n \n \n \n \u003c/article\u003e\n\n \n\u003c/section\u003e\u003c/div\u003e\u003c/div\u003e\n ","hash_id":"TX8l6eCm0pzu","author":"Oct 29, 2024","reading_time":"5 min read","link_sharing":true,"archived":false,"favourited":false,"folder_id":4784,"tag_list":[]}

{"user_id":1076,"source":"https://www.nature.com/articles/d41586-024-03724-4","source_type":"link","title":"Stress can disrupt memory and lead to needless anxiety heres how","description":"In mice, stress altered the way that the brain formed memories, resulting in an unnecessary fear response.","html":"\u003c!DOCTYPE html PUBLIC \"-//W3C//DTD HTML 4.0 Transitional//EN\" \"http://www.w3.org/TR/REC-html40/loose.dtd\"\u003e\n\u003chtml\u003e\u003cbody\u003e\n\u003ch1 id=\"cr-title\"\u003eStress can disrupt memory and lead to needless anxiety heres how\u003c/h1\u003e\n\u003cdiv\u003e\u003cdiv\u003e\n \n Neurotransmitters in the amygdala might be why we have anxious responses in harmless situations.Credit: Owen Franken/Corbis via Getty\u003cp\u003eStress makes mice form big bundles of neurons in the brain that disrupt memory formation, making them fearful of harmless situations1 — which might help to explain why stressed people often feel threatened in safe environments. \u003c/p\u003e\n\u003cp\u003eResearchers have long known that stress or trauma can lead people to fear harmless situations. For instance, after burning a finger on a hot pan, a \u003ca href=\"https://www.nature.com/articles/d41586-024-02557-5\"\u003estressed individual\u003c/a\u003e might subsequently avoid not only hot pans but the kitchen or cooking entirely. This kind of generalized fear is common in people with post-traumatic stress disorder (PTSD) and generalized anxiety disorder.\u003c/p\u003e\n\u003cp\u003eA study, published in Cell, describes how stress disrupts \u003ca href=\"https://www.nature.com/articles/d41586-024-00930-y\"\u003ememory formation\u003c/a\u003e and, in particular, recollections of fearful events. The results could inform the development of therapies for people with PTSD and anxiety.\u003c/p\u003e\n\u003cp\u003e“This paper is really a tour-de-force,” says Ryuichi Shigemoto, a neuroscientist at the Institute of Science and Technology Austria, in Klosterneuburg. “They used so many different methods and techniques to prove this long pathway.”\u003c/p\u003e Memory packages \u003cp\u003eMemories are packaged into groups of neurons, called engrams, which are active when a memory is being formed. Sheena Josselyn, a neuroscientist at the Hospital for Sick Children in Toronto, Canada, and her colleagues looked at whether stress \u003ca href=\"https://www.nature.com/articles/d41586-024-01732-y\"\u003edisrupts\u003c/a\u003e engram formation and focused on a region of the brain called the amygdala, which is involved in stress and emotion response.\u003c/p\u003e\n\u003cp\u003eThe study involved an elaborate three-step experiment in mice. First, they put some adult mice in a stressed state by injecting them with the stress hormone corticosterone or restraining them in a small tube for 30 minutes, which increased their corticosterone levels.\u003c/p\u003e\n\u003cp\u003eThey then placed mice — some stressed, and others not — in a chamber and played a medium-pitched sound for 30 seconds, a neutral event. After a break, the mice went back into the chamber and experienced a high-pitched whistling sound for 30 seconds, which ended with a 2-second shock to the foot, to mimic a fearful event.\u003c/p\u003e\n\u003cp\u003eTo test how the mice had stored the memories of these experiences, the researchers put the mice in a new environment and played the two tones — watching for how they responded. \u003c/p\u003e\n\u003cp\u003eThe unstressed mice froze mostly when they heard the high-pitched whistling, whereas the stressed mice froze in response to both sounds, suggesting that they couldn’t distinguish between the neutral and fearful events. \u003c/p\u003e Exclusive club \u003cp\u003eThe researchers used various techniques to visualize neural activity in the rodents. They found that, during memory formation, the unstressed mice formed small engrams in response to the whistle and foot shock, and these were only reactivated when exposed to the whistle. But the stressed mice formed larger engrams, which were reactivated when exposed to both sounds. \u003c/p\u003e\n\u003cp\u003eFurther experiments uncovered the chain of events in the brain that created the larger engram in stressed mice. Under normal conditions, specific neurons in the amygdala block neuronal activity through the release of chemical messengers known as gamma-aminobutyric acid (GABA). This ensures that a small engram is created in response to a negative memory. “It’s sort of like the velvet rope at a nightclub: it only lets certain neurons into the nightclub,” says Josselyn. But under stress, excitatory neurons pump the brain with a neurotransmitter known as endocannabinoid, which binds to glucocorticoid receptors on those inhibitory neurons and prevents them from releasing GABA, resulting in larger engrams. In other words, the velvet rope drops, “and many neurons can get into this exclusive club”, says Josselyn.\u003c/p\u003e\n\u003cp\u003eThe team were able to reverse the effects of stress on memory formation with two drugs, one of which is approved for terminating early pregnancy, mifepristone. The drugs either block the glucocorticoid receptors or the production of endocannabinoids, and the stressed mice recalled memories in the way that unstressed mice did. But researchers caution that the medications have side effects beyond the brain, and work only if they are given at the time the memory is formed, so are unlikely to be useful in people.\u003c/p\u003e\n\u003cp\u003eJosselyn and her colleagues are now trying to investigate whether engrams can be altered after a memory has formed, or whether there are other ways of mitigating the effects of stress on memory.\u003c/p\u003e\n \n \u003c/div\u003e\u003c/div\u003e\n\u003c/body\u003e\u003c/html\u003e\n","hash_id":"5ilB7rdfyR1Z","author":null,"reading_time":"5 min read","link_sharing":true,"archived":false,"favourited":false,"folder_id":1867,"tag_list":[]}